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Payment a Day - Chapter 2024
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Good morning
Just £5 to the sabbatical today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Morning, PAD of £10.85 today0
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PAD of 0.18p
today to savings (irregular bills, car insurance due april at the moment! )
Not a lot, but every little thing helps.
It's from save the change - am trying it out to see if I can manage it and it doesn't cause confusing for me or a headache with YNAB.Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens0 -
Sorry I'm a bit late today with adding up. A grand total yesterday for us of £124.40
Everybody is doing really well, keep up the good work
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Payday today, so £100 towards debtsTotal debt remaining £15,664.210
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Save the change is a good and relatively painless way of saving @CoffeeSonata
I use it regularly myself to help with PADding.
£5 to debt for me today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Hello, I’d like to join this challenge! I’m at the start of a four year plan to clear my debt of 50k.
I’m hoping to clear 12k this year through my fixed direct debit payments.
But I want to try and make some additional payments to two of my cards:
- the card with the highest APR and
- the card with the smallest balance.And also to try and start building up some savings pots especially for emergencies.No additional payments made so far this month but hoping to make a start after I get paid next week!Well done to everyone for all the extra payments so far.3 -
Good morning!
Lots of little bits adding up to £27.44 PAD today (including the pound I forgot to declare yesterday - oops!).
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20181 -
Morning, PAD of £8.56 today, much higher than my normal payments this time of the month, but due to going away and Christmas shopping paid for by budgeted money, I have only paid for one food shop and one lot of fuel this month. My pay day is 23rd of the month. So has been exciting to move a little more than normal and hoping to have a nice left over my payday on Tuesday!1
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So yesterday we PADded £121.85 between us. Keep on PADding everyoneMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3
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