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Payment a Day - Chapter 2024

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Comments

  • Morning, £3.69 today
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 26 July 2024 was £470.49

    We all have different budgets and lives, and so our PADs and rates of progress will be different. And that's perfectly okay. We're more content with life when we realise that...
    Happiness
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,736 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That quote is so true Keedie. I always try to remind myself that we all bring different gifts to the table.

    £9 to debt for me today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • £255.42 Today off Klarna 
    PAD 2024 - £1485.20
    The 365 days 1p Challenge #18 - £292.66
    Make £10.00 per day July 2024 - £545.47 / £620
    Make £10.00 per day August 2024 - £595.54 /£620

    Debt: 
    Klarna - £255.42/ £746.14
    Very - £828.00/ £986.95
    Capital One 3 - £1656.44 £2050
    Capital One 1 - £2963.38 / £3000
    Asda Credit Card - £1600 / £1600
    Capital One 2 - £0 / £1000
    Capital One 4 - £0 /
    £200
    DRS - £0.00 / £45.85

    Total -
    £7295.71/ £9628.94 (24% paid)
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning All,
    PAD today of £16.23 to the emergency fund
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Morning!
    £27 for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning, £5 PAD today. And the sun is shining, which just feels so good. 

    Yes, I often have to remind myself that comparison is the thief of joy!
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon all,

    The total PAD for 27 July 2024 was £268.11

    Continuing on from making ourselves happy and getting the most out of life, I found this one whilst looking for a different approach to things...
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • BlueJ94
    BlueJ94 Posts: 2,799 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Cashed out from prolific £6.54, straight into monzo :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 28 July 2024 was £54.77

    If things ever feel overwhelming, or you feel like things are not going well, just try and reflect on the things that you can impact, knowing that life is cyclical and it will get better...
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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