We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment a Day - Chapter 2024
Comments
-
Just £1.11 today please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
-
Good morning!Just £5 to the sabbatical for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60002 -
Morning, £10.38 today1
-
Morning all,
The total PAD for 25 July 2024 was £377.19
I don't know about any of you, but I often beat myself up over the smallest things/mistakes and tend to embark on challenges when I'm more likely succeed. But I've been pondering this approach as I've come to realise that...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Back with my own PAD of £8.75 to various coin challengesDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
£5.00 for me today off my Very accountPAD 2024 - £1485.20
The 365 days 1p Challenge #18 - £292.66
Make £10.00 per day July 2024 - £545.47 / £620
Make £10.00 per day August 2024 - £595.54 /£620
Debt:
Klarna - £255.42/ £746.14
Very - £828.00/ £986.95
Capital One 3 - £1656.44 £2050
Capital One 1 - £2963.38 / £3000
Asda Credit Card - £1600 / £1600
Capital One 2 - £0 / £1000
Capital One 4 - £0 / £200
DRS - £0.00 / £45.85
Total - £7295.71/ £9628.94 (24% paid)1 -
Morning, £4.49 PAD today0
-
Morning all,
The total PAD for 25 July 2024 was £30.24
Sometimes the answers to problems or an alternative path are often hiding in plain sight. A bit like the animals below...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Sorry I’m late today, £458 to various places please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60002 -
£8.00 for me today off Very
PAD 2024 - £1485.20
The 365 days 1p Challenge #18 - £292.66
Make £10.00 per day July 2024 - £545.47 / £620
Make £10.00 per day August 2024 - £595.54 /£620
Debt:
Klarna - £255.42/ £746.14
Very - £828.00/ £986.95
Capital One 3 - £1656.44 £2050
Capital One 1 - £2963.38 / £3000
Asda Credit Card - £1600 / £1600
Capital One 2 - £0 / £1000
Capital One 4 - £0 / £200
DRS - £0.00 / £45.85
Total - £7295.71/ £9628.94 (24% paid)2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards