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2024 Mortgage-Free Wannabes

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Comments

  • becksta
    becksta Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 here with an overpayment of £1456.02 for October.

    Many thanks and good luck everyone for November.
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £6599.65/£9500

    Thank you to all competition posters
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 121 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Hi #83 with an overpayment of £441 for October.
    Thanks @julicorn. 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £27000


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2026
    Jan £276 Feb £300 March £324 April £323

    Daily interest £3.29
    Percentage owned 49.8%
  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Julicorn, no 21 with an overpayment of £165 for November.  Many thanks Hettyhound
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • ajmoney
    ajmoney Posts: 6,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP of £100 for November. Thanks julicorn.
    MFW 2026 No. 7 £2414.62/£5000
    MFiT-T7 No. 6 £9233.77/£30,000
  • 999poundproject
    999poundproject Posts: 24 Forumite
    Second Anniversary 10 Posts
    #55 for November: 1127.43

    made up of a reg overpayment: 353.12 and a one off of 764.31

    thank you!
  • Simobla1
    Simobla1 Posts: 73 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi there - 56 here with an overpayment of £601.68 to allocate to November.  Should take my total to £6,435.81 so far.
    Thanks so much 
    Save £12k in 2025
    #36 2025: Target £15k / £18,113
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,620
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202  June '25 £92,751 Sept '25 £87,758 Dec '25 £85,595

    MFiT-T7 #15
    Target £70k
  • Sandyra
    Sandyra Posts: 333 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here. 
    £539.41 please for October
    thanks Julicorn 

    MFW 26 #32 £2,686.88/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £8,625/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • fjireland
    fjireland Posts: 53 Forumite
    Second Anniversary 10 Posts
    #80 

    £1000 for November
    June 2017 - £295k mortgage/htb 
    June 2020 - £270k mortgage/htb
    Dec 2021 - £228k mortgage 
    Dec 2022 - £195k mortgage 
    Dec 2023 - £162.5k mortgage 
    Dec 2024 - £140k mortgage 
    Dec 2025 - Target - £130k mortgage 
  • JohnTheSkier
    JohnTheSkier Posts: 62 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hi, #14 here - please could you add an overpayment of £104 for November, taking my YTD total to £1,067? Should at least get to my target or possibly exceed in December.
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 with our November OP of £534.56 taking us to £8314.68 this year
    Thanks Julicorn,
    S
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
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