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2024 Mortgage-Free Wannabes

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  • jennystarpepper
    jennystarpepper Posts: 798 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    16 - Final total for November £7430.59.

    Many thanks Julicorn. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with an OP of £100 for December. Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Happy December everyone! Let's see what final overpayments we're all able to make this month <3 
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    Hi Julicorn, #32 here with an OP of £535.09 for November please x

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Simobla1
    Simobla1 Posts: 63 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 1 December 2024 at 5:33PM
    Hi there - Number 56 with a final update for 2024, £1,248.11 for December to my mortgage bringing my total this year to £7,683.92, just over my original target of £7k.  Well done to everyone making all those overpayments, big & small, and thanks to Julicorn for running this again.  
    Save £12k in 2025
    #36 2025: Target £15k / £9,498
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £2,875.32
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, 

    No. 12 with an overpayment of £1,135.21 for November.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 checking in with a total overpayment in November of £2127.40.

    Not sure there will be much of an overpayment in December but hopefully I can squeeze a little bit.

    Good luck everyone.


    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with our standard OP of £534.56
    Hoping to add more before the end of 2024 but we'll see how it goes!
    S
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • Bounty123
    Bounty123 Posts: 98 Forumite
    Sixth Anniversary 10 Posts Photogenic Name Dropper
    Evening,
    No:23 with a December update.
    £10,050 this time. My circumstances have changed so just trying to get my finances into good shape.

    Year to date to total: £19631

    Thanks for running the challenge @julicorn
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • gih
    gih Posts: 55 Forumite
    Second Anniversary 10 Posts Name Dropper
    #57 with OP of £500 for December.
    (The £1248.11 that is in my December cell should be in #56's December cell).
    Thanks!
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