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2024 Mortgage-Free Wannabes
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#22 reporting total overpayments for
October came to £684.87
November came to £754.43Thanks and have a great week everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
#43 Reporting a tiny £8.56 over payment for November 😆MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
#3 Making a final £40 OP made to get to a nice round £10k
Thanks for all your hard work updating over 2024 @julicornEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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Thank you all for participating this year, and for all your updates
It'd be a boring challenge without all of you, that's for sure!
It's that time of the year where we're getting ready for 2025, and if you'd like to take part again, or join for the first time next year, please head over to the new thread to sign up.
If you've posted an update in the last 6 months, I've saved your number for now - please let me know (in the new thread!) if you'd like to keep it, or move numbers. Lower numbers are often availableAt the beginning of the new year, I'll make the unclaimed numbers available for everyone.
See you on the other side, but of course please keep participating here until the end of December - there's still time to make another little OP or two if you can5 -
Hi,
No.12 with an overpayment of £1,358.95 for December.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
#22 reporting total overpayments for
December came to £654.12
That should be my target for 2024 reached!Thanks and have a great weekend and Xmas everyone!!!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
#55 made another overpayment just now with 686.62 - bringing my December total to: 2048.74. Thank you and happy holidays!
1 -
#4
Last OP for 2024, £115
Thanks julicorn 🙂
2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#6 - Last OP of 2024 - £250. And this OP saw another month knocked off the mortgage which was exciting.
I fell off the OP wagon for a bit as decided to sort out our emergency fund and so all money was diverted there. Think it's sorted now though (I hope).
I'm hoping to OP more next year but a steady OP of even £50 per month would see me happy.
Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372
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