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2024 Mortgage-Free Wannabes
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            #43 An extra £34.30 since my previous October post. Total for October was £77.36. Not great, but I’m nibbling an elephant 😆MBNA 237.47/13997.47
 Santander 300/10550
 Nationwide 60/460
 Very 943/943 paid off 01/02/25
 Santander OD 0/2900
 Nationwide OD 100/200
 Mortgage 18430/125194
 EF 300/1000
 Declutterred via Vinted 53/2025
 NSD Feb 2/7
 SPC2025 #11
 52 wk envelope challenge #6 28/virtual
 Debt repaid 2025 2437.60/38650.60
 MFW 2025 1036/107800
 Make £2025 in 2025 458/2025
 Friday Fiver 35/260 virtual pot.
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 What matters is how we live and love and how we spend our dash. (L Ellis)2
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            Good morning! Please update #64 with October and November OP's of £456 1 1
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            Number 21 with another November overpayment of £153. This makes a total for November of £318. Thank you 😁SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Oct 2025 £17,729[/COLOR] 2025 OP £2156.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4181/£21,930 (19.06%)1
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            #57 - OP of £500 for November. Thanks!1
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            Hi all and happy November!
 #29 checking in with an November o/p of £76.80
 Thank you Julicorn! Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
 Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
 Current: £84,900 (Oct 25)
 MFW 2025 #29
 Just keep swimming2
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            Hi @julicorn #30 checking in .... I've no idea how I got so behind! Here are some totals for the last few months:
 June 190 / July240 / Aug210 / Sept180 / Oct 280 / Nov 190. Year to date: 2520
 Aiming for mortgage free by September 2030Balance 1.1.20 - £69,701.80
 Balance 1.1.21 - £63,699.80
 Balance 1.1.22 - £57,762.80
 Balance 1.1.23 - £53,074.20
 Balance 1.1.24 - £47,902.00
 Balance 1.1.25 - £44,141.20
 over payments 2025 = £1,450/£1,500 /// invested 2025 = £1,050/£1,500 = TOTAL (YTD) £2,500/£3,0001
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            #27 with £250 for November please JulicornI can’t believe how fast this year has gone xMFW 2021 #76 £5,145
 MFW 2022 #27 £5,300
 MFW 2023 #27 £2,000
 MFW 2024 #27 £6,055
 MFW 2025 #27 £3,100/£5,0001
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            Hi,
 No. 12 with an overpayment of £908.95 for October.
 Thanks 🙂Mortgage Balance as of September 2025 £11,700
 Starting Mortgage Balance (June 2019) £72,000.
 Aiming to be mortgage free by my 40th birthday, June 2026!1
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            So, feeling a bit like Bilbo Baggins today, I'm in the Mirkwood at the foot of the tree, it's the final climb before I can take a deep breath. Balance is now in the teens.
 16 - £7315.69 for November please, hoping I can still magic up a few more ££ before the month end.
 Mant thanks Julicorn.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
 01.03.25 £14794. 01.04.25 £12888
 01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
 01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £49791
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