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2024 Mortgage-Free Wannabes

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  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    #43 An extra £34.30 since my previous October post. Total for October was £77.36. Not great, but I’m nibbling an elephant 😆
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Madeit01
    Madeit01 Posts: 8 Forumite
    Seventh Anniversary Name Dropper First Post Photogenic
    Good morning! Please update #64 with October and November OP's of £456 :)
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with another November overpayment of £153.  This makes a total for November of £318.  Thank you 😁
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • gih
    gih Posts: 54 Forumite
    Second Anniversary 10 Posts Name Dropper
    #57 - OP of £500 for November. Thanks!
  • Shal1160
    Shal1160 Posts: 59 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all and happy November!
    #29 checking in with an November o/p of £76.80
    Thank you Julicorn! :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • Lauraebrad
    Lauraebrad Posts: 184 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi @julicorn #30 checking in .... I've  no idea how I got so behind! Here are some totals for the last few months:
    June 190 / July240 / Aug210 / Sept180 / Oct 280 / Nov 190.  Year to date: 2520   

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,220/£1,500 /// invested 2025 = £750/£1,500 = TOTAL (YTD) £1,970/£3,000
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £250 for November please Julicorn  
    I can’t believe how fast this year has gone x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, 

    No. 12 with an overpayment of £908.95 for October.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • jennystarpepper
    jennystarpepper Posts: 795 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    So, feeling a bit like Bilbo Baggins today, I'm in the Mirkwood at the foot of the tree, it's the final climb before I can take a deep breath.  Balance is now in the teens.

    16 - £7315.69 for November please, hoping I can still magic up a few more ££ before the month end.

    Mant thanks Julicorn.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997
    05.06.25  £8898.  01.07.25. £7975

  • Chili81
    Chili81 Posts: 46 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all, #11 checking in with OPs
    £315 for October 
    £315 for November 
    I think I might have made my target for the year (or very nearly there).
    Thanks @julicorn! 
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