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"The Save £12k in 2024" challenge

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  • Gavin83
    Gavin83 Posts: 8,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great thanks! I've got an update to add too as I got paid today.

    So #61 Gavin83 £1500

    Unfortunately I don't think the increase will be that much every month but at least it's a good start!
  • Hi I am number 37 and I would like to unjoin, I am not sure if I can save I need to have an attempt at it first before I join, sorry can you take me off the spreadsheet - thanks.
  • jimexbox
    jimexbox Posts: 12,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi I am number 37 and I would like to unjoin, I am not sure if I can save I need to have an attempt at it first before I join, sorry can you take me off the spreadsheet - thanks.
    If you don't reach your target, it's not a failure. Save what you can afford. 
  • Suffolk_lass
    Suffolk_lass Posts: 10,229 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi I am number 37 and I would like to unjoin, I am not sure if I can save I need to have an attempt at it first before I join, sorry can you take me off the spreadsheet - thanks.
    @HotDog2020 your future self will thank you even if you just record your Tilly Tally totals - These are the bits that you round down in your current account to a separate savings account. Some months that is all there is here, in others there are bits and pieces like sales, in the Bay of E or survey vouchers to add.

    Maybe just leave our target removed and report in what you can. I find other people's little posts and insights inspire me to try new things and it all helps. I picked up on the grocery challenge thread by being part of this one and managed to pare that back by several hundred a month over several years, so lots of other benefits from being part of this thread. (Don't ask where we started, it was an embarrassment!)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Please remember you can set lower targets than £12k.  Any savings are a thing to be celebrated. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • #9 £295.35
    wife got a part bonus early, there will be another at the end of the month and after that the monthly savings will be much less than this month.
    most of her bonus will go on holiday money and bills for this year.
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi I am number 37 and I would like to unjoin, I am not sure if I can save I need to have an attempt at it first before I join, sorry can you take me off the spreadsheet - thanks.

    Currently my savings for this year are 19p from interest...if you want to make an attempt at saving...use this challenge! You don't have to aim for 12k, maybe just aim for 10% of that and see how you go!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Kim_13
    Kim_13 Posts: 3,378 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi I am number 37 and I would like to unjoin, I am not sure if I can save I need to have an attempt at it first before I join, sorry can you take me off the spreadsheet - thanks.

    Currently my savings for this year are 19p from interest...if you want to make an attempt at saving...use this challenge! You don't have to aim for 12k, maybe just aim for 10% of that and see how you go!
    I second this. You have a mission in your sig to save £1,000 by April, so perhaps £3,000 for the year would feel more achievable.
  • Topscooby
    Topscooby Posts: 80 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    edited 20 January 2024 at 3:49AM
      Any savings are a thing to be celebrated. 
    Absolutely…I started (officially) with the Save 1p a Day Challenge last year and now find planning, organising and saving any amount totally addictive now  o:)
    £12k in 2025 #27 ( £7,000 / £12000 ) 🤞
    £12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
    The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )
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