December
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Dazzling December's No-Spend Days Challenge!
Comments
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Oh dear I still not worked out how many I've had 😂 I think we should say I've got 6 though please0
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Another one today, up to 8/15 now.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,864....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £900/£3000
.
Studies/surveys December £37.06
Decluttering items 1385/2025
Books read 21
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 5/12
beanielou 10/19
cathybird 9/15
changingmyways23 4/10
Crazycatlady2 6/15
Cuddlymarm 5/15
Doris17ErinBB 10GeorgianaCavendish 7/18
KajiKita 8/15
LadyWithAPlan 2/13
laura lau 6/15
leftatthetrafficlights 7/15
LittleMissDetermined 8/15
Makingabobor2 8/15
QueenJess 2/15
Rupacomp 5/10
Saver-upper 3/15
short bird 8/18
Newcomers welcome
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Well done beanie, short bird, changingmyways23, GeorgianaCavendish, Crazycatlady2 and Makingabobor2

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Not one for me today, had a nice lunch out with a friend.
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hi guys
Another 2 for me, yesterday and today making my total 5/15.We were on babysitting duty yesterday and I’m in work all day today so no spending.
Pay off by Xmas 2026 £0/ £2324.671 -
Finally another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001 -
Early NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Another NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001
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