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Dazzling December's No-Spend Days Challenge!

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,703 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today...up to 7 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1570/£3000
    .

    Studies/surveys April.....£54.22

    Decluttering items 1402/    2025.  193/2026
    Books read    23 in 2025.  2026- 10 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 16,488 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 December 2023 at 8:39PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 4/12 image

    beanielou 10/19 image  image  image


    cathybird 9/15  image  image


    changingmyways23 4/10 image


    Crazycatlady2 15


    Cuddlymarm 3/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 7/18 imageimage


    KajiKita 8/15 imageimage


    LadyWithAPlan 2/13 image


    laura lau 5/15 imageimage


    leftatthetrafficlights 7/15 imageimage


    LittleMissDetermined 7/15 imageimage


    Makingabobor2 7/15 imageimage


    QueenJess 2/15 image


    Rupacomp 5/10 imageimage


    Saver-upper 3/15 image


    short bird 8/18 imageimage


    Newcomers welcome :)
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD #4 for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • changingmyways23
    changingmyways23 Posts: 45 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    Another NSD for me today please :) 
    Paying down my debt
    Aug '24: Debt-free!
    Jul '24: £772.75
    Jun '24: £1441.03
    Apr '24: £2,313.27
    Mar '24: £3,132.45 
    Feb '24: £3,632.45
    Jan '24: £4,082.45
    Dec '23: £4447.55

    Read my debt-free diary
  • cathybird
    cathybird Posts: 16,488 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done changingmyways23, beanie, cuddlymarm, short bird, Makingabobor2 and AuntieL :):)
  • beanielou
    beanielou Posts: 99,204 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 8 today.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 9,922 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD today 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • changingmyways23
    changingmyways23 Posts: 45 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    Another NSD for me today :)
    Paying down my debt
    Aug '24: Debt-free!
    Jul '24: £772.75
    Jun '24: £1441.03
    Apr '24: £2,313.27
    Mar '24: £3,132.45 
    Feb '24: £3,632.45
    Jan '24: £4,082.45
    Dec '23: £4447.55

    Read my debt-free diary
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Adding another 3 NSDs please bringing me to NSD #7
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