We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dazzling December's No-Spend Days Challenge!

Options

Comments

laura_lau Posts: 682 Forumite

11 December 2023 at 5:10PM

one NSD for me today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
Makingabobor2 Posts: 4,211 Forumite

11 December 2023 at 5:12PM

Declaring an NSD for yesterday, puts me on 6/15 now

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,744....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15

Studies/surveys August £0

Decluttering items 756
Books read 13
Jigsaws done 8

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
cathybird Posts: 15,639 Forumite

11 December 2023 at 9:40PM edited 12 December 2023 at 9:44PM

December

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

December targets

AuntieL 3/12

beanielou 9/19

cathybird 9/15

changingmyways23 2/10

Crazycatlady2 15

Cuddlymarm 3/15

Doris17

ErinBB 10

GeorgianaCavendish 3/18

KajiKita 7/15

LadyWithAPlan 2/13

laura lau 5/15

leftatthetrafficlights 7/15

LittleMissDetermined 7/15

Makingabobor2 6/15

QueenJess 2/15

Rupacomp 5/10

Saver-upper 3/15

short bird 7/18

Newcomers welcome

0
cathybird Posts: 15,639 Forumite

11 December 2023 at 10:58PM

Not one for me, bought a small amount of Christmas stuff and some bird food!

0
cathybird Posts: 15,639 Forumite

12 December 2023 at 1:11AM

Well done LittleMissDetermined, beanie, Rupacomp, laura lau and Makingabobor2

0
changingmyways23 Posts: 45 Forumite

12 December 2023 at 10:01AM

One NSD for me yesterday please!

Paying down my debt
Aug '24: Debt-free!
Jul '24: £772.75
Jun '24: £1441.03
Apr '24: £2,313.27
Mar '24: £3,132.45
Feb '24: £3,632.45
Jan '24: £4,082.45
Dec '23: £4447.55

Read my debt-free diary
1
beanielou Posts: 95,538 Ambassador

12 December 2023 at 11:47AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
cuddlymarm Posts: 2,205 Forumite

12 December 2023 at 12:29PM

Hi guys
Today is going to be a NSD making my total 3 so far.
On the up side my freezer is full, the presents all bought so only my big Xmas shop ( mainly wine, mince pies etc) to arrive on the 19th. So it will just be bits and bobs now so not much but just enough to spoil a NSD.
But never mind it is December

June NSD 8/15
1
KajiKita Posts: 7,634 Forumite

12 December 2023 at 12:54PM

Not today, been buying Mr KK presents 😊

KK

As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030

Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
short_bird Posts: 4,016 Forumite

12 December 2023 at 4:41PM

Early call for day 7.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
351.1K Banking & Borrowing
253.1K Reduce Debt & Boost Income
453.6K Spending & Discounts
244.1K Work, Benefits & Business
599K Mortgages, Homes & Bills
177K Life & Family
257.4K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
37.6K Read-Only Boards

MSE News

British Airways passenger? Book and travel using your old Covid vouchers NOW – or lose them
If you had a British Airways (BA) flight or holiday disrupted by the Covid-19 pandemic, check if you've got an old voucher as millions of pounds' worth are still unclaimed. You'll need to use it to travel before the end of September 2025 – or risk losing it. Below we explain how to search for unused vouchers and how to use them.