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The 365 Day 1p Challenge 2024
Comments
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Don't be silly - it gets me closer to me goalCloth_of_Gold said:DiaryofanotherSaver said:Cloth_of_Gold said:DiaryofanotherSaver said:#18 3 Random numbers today £0.09 / £0.58 / £1.76 = £2.43
Nice low ones today.
I think you jinxed me the next three days have all been high! Or I am being punished for having to catch up!
Sorry!
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.372 -
#18 - Three numbers for me today totalling £4.51
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.372 -
Hi all
Making my final payment for this challenge today, #11 adding £92.64 which is the October amount.
All done and dusted
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60005 -
#4
£75 for me please for July.
Thanks. Flowers♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
#21 added £32 todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
#12 checking in, not checked in for ages as been a bit slow with it, so on a roll to catch up big time now. Today I have crossed off 69, 71, 73, 74, 75, 77, 78, 79, 84, 250. £9.50 sent to pot, putting me on £115.99
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £240/3000
Studies/surveys July £6.93
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
#5 checking in with £75.66 todayMortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £01 -
#18 - £6.12 for me today
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.371 -
LittleMissDetermined said:Hi all
Making my final payment for this challenge today, #11 adding £92.64 which is the October amount.
All done and dusted
LMD x
Wow, that was quick. Well done.
2
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