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The 365 Day 1p Challenge 2024
Comments
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#18 Three random numbers for me today - £2.24 / £2.27 / £3.42 - £7.93 total for today
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.340 -
#4 ~ reporting in for the missing monthsApril £60 may £60 june £60So another £180 to be added to my total pleasehappy to be on target with this challenge x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
No. 28: £61.07 added for July.
1 -
#8 adding £38.52 for july, month so far £88.05.
1 -
#21 added £50 for July.
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
#18
Three days worth of random numbers for me - totalling £14.27
£90.81 saved so far
I have decided that every time it gets to £50.00 I am going to transfer it to my ISA - so I have done the first one this week
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.341 -
Have you changed your user name?DiaryofanotherSaver said:
Will do, thank you for adding meenthusiasticsaver said:
Welcome and I have added you to the list. You are number 18 so please quote that number on updates so that I can easily find you. Nice to see you are up and running already.Shellyjanefreeman said:Can I join late please, I will do 2 random numbers per day (and a few three's to catch up)
Started with £1.00 and £0.52 today for a total of £1.52 I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Lots of updates. I am not sure where the time is going but I have not been on here much over the last week or so. Spreadsheet updated. Hope everyone enjoying this lovely sunshine we are having.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£9500
365 day 1p Challenge 2026 £667.95/£374.01
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php2 -
Sorry Yes, they made me! Apparently your not meant to have your real name! - It was Shelly....enthusiasticsaver said:
Have you changed your user name?DiaryofanotherSaver said:
Will do, thank you for adding meenthusiasticsaver said:
Welcome and I have added you to the list. You are number 18 so please quote that number on updates so that I can easily find you. Nice to see you are up and running already.Shellyjanefreeman said:Can I join late please, I will do 2 random numbers per day (and a few three's to catch up)
Started with £1.00 and £0.52 today for a total of £1.52 (started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.340 -
#5 checking in with £20 to the challenge!Mortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £00
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