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The 365 Day 1p Challenge 2024
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#15 £61.07 transferred to savings today. Thanks for all the hard wirk @enthusiasticsaver.
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2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £102,429.91 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%
2). #TBC Save 1p a day challenge 2026 £0/£780
3). £2443.38/£3000 in Investment ISA (32/50 investments)
4). Sensible money choices & debt reduction
5). Lose weight, get fitter and read 12 books in 12 months in 2026. 1 out 12 COMPLETED1 -
Morning all! I can't believe it's May! Where is the year going?
#2 here. In April I saved £27.70. It was a tight month for me, hoping to make some more saves this month, but also having car trouble so...we'll see!
Thanks for running the challenge, @enthusiasticsaver.0 -
first update for may
#8 adding £55.60
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#12 checking in. I'm a long way behind, but trying to catch up now
Crossed off numbers 43,45,46,47,48,49,117,350,351,352,353. Another £18 added making me now on £95.49.
I really must make myself more accountable now. I've been trying to limit the amount of time I spend online, but that doesn't help with these challenges....must try harder.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1200/£3000
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Studies/surveys January £86.85
Decluttering items 1402/2025. 80/2026
Books read 23 in 2025. 2026- 3 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
#5 checking in. £28.01 for today. Not sure of the running total as I'm crossing off numbers at random!Mortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £01 -
#25 added another £13.17 to my pot this week now up to £263.11. Really enjoying the challenge it's the most consistent savings I've ever done
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#45 - Moved £35.34 yesterday to my savings account 😊1
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Welcome to May everyone and the numbers are looking good. I have just updated the spreadsheet so the running totals hopefully should be ok although I note there are a few discrepancies so I wonder if some are earning interest and not declaring it?
The 365 Day 1p Challenge 2024 - Google Sheets
I am updating for May as #1 a total of £49.80 and numbers now ticked off up to 219. Running total so far is £240.90.
For those who are doing the challenge month by month starting with January the monthly amount for May is £42.16. Have a great Bank Holiday weekend everyone.
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Save £12k in 2026 Challenge £12000/£1000
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1 -
#9 £53 for April
Posting a little late as life gets busy. Still making patterns and aiming for a round number at the end of the month.
#13 2025 Cash Envelope (or online) Saving Challenge
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#9 2024 365 Day 1p Challenge
£671.61 added to remainder of 2023 Challenge (430.68) plus £30.07 interest.
#19 2024 Cash Envelope (or online) Saving Challenge
£1378 Saved plus £17.23 interest
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#33 2023 365 Day 1p Challenge
£667.95 saved plus £12.73 interest.2
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