We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

The 365 Day 1p Challenge 2024

1…3738404243…70

Comments

  • maggiem
    maggiem Posts: 2,014 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #15 £61.07 transferred to savings today. Thanks for all the hard wirk @enthusiasticsaver. 
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #7 reporting £40 for April :)
    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £102,429.91 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%

    2). #TBC Save 1p a day challenge 2026 £0/£780

    3). £2443.38/£3000 in Investment ISA (32/50 investments)

    4). Sensible money choices & debt reduction

    5). Lose weight, get fitter and read 12 books in 12 months in 2026. 1 out 12 COMPLETED
  • thegreenhouse
    thegreenhouse Posts: 52 Forumite
    Third Anniversary 10 Posts Name Dropper
    Morning all! I can't believe it's May! Where is the year going?

    #2 here. In April I saved £27.70. It was a tight month for me, hoping to make some more saves this month, but also having car trouble so...we'll see! 

    Thanks for running the challenge, @enthusiasticsaver.
  • geordiejon
    geordiejon Posts: 268 Forumite
    Third Anniversary 100 Posts Name Dropper
    first update for may
    #8 adding £55.60
  • Makingabobor2
    Makingabobor2 Posts: 4,583 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #12 checking in. I'm a long way behind, but trying to catch up now
    Crossed off numbers 43,45,46,47,48,49,117,350,351,352,353.  Another £18 added making me now on £95.49.
    I really must make myself more accountable now. I've been trying to limit the amount of time I spend online, but that doesn't help with these challenges....must try harder.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1200/£3000
    .

    Studies/surveys January £86.85

    Decluttering items 1402/    2025.  80/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  2 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • MFW2023
    MFW2023 Posts: 62 Forumite
    Second Anniversary 10 Posts
    #5 checking in.  £28.01 for today.  Not sure of the running total as I'm crossing off numbers at random!
    Mortgage free wannabe 2025-2030.  Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!

    Mortgage Balance    :
    31 Dec 2024: £70,550

    Mortgage Savings Balance:
    31 Dec 2024: £0

  • Mimismoney23
    Mimismoney23 Posts: 80 Forumite
    10 Posts First Anniversary Name Dropper
    #25 added another £13.17 to my pot this week now up to £263.11. Really enjoying the challenge it's the most consistent savings I've ever done :)
  • sstevo19
    sstevo19 Posts: 1,526 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    #45 - Moved £35.34 yesterday to my savings account 😊
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,240 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Welcome to May everyone and the numbers are looking good.  I have just updated the spreadsheet so the running totals hopefully should be ok although I note there are a few discrepancies so I wonder if some are earning interest and not declaring it? 

    The 365 Day 1p Challenge 2024 - Google Sheets

    I am updating for May as #1 a total of £49.80 and numbers now ticked off up to 219. Running total so far is £240.90. 

    For those who are doing the challenge month by month starting with January the monthly amount for May is £42.16. Have a great Bank Holiday weekend everyone. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£1000
    365 day 1p Challenge 2026 £667.95/£110
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • coconurtaler
    coconurtaler Posts: 112 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    #9 £53 for April

    Posting a little late as life gets busy. Still making patterns and aiming for a round number at the end of the month. 

    #13 2025 Cash Envelope (or online) Saving Challenge 
    ‐‐-----‐-------------------------

    #9 2024 365 Day 1p Challenge
    £671.61 added to remainder of 2023 Challenge (430.68) plus £30.07 interest.

    #19 2024 Cash Envelope (or online) Saving Challenge 
    £1378     Saved plus £17.23 interest
    ‐‐-----‐-------------------------
    #33 2023 365 Day 1p Challenge
    £667.95 saved plus £12.73 interest.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 454.9K Spending & Discounts
  • 246.4K Work, Benefits & Business
  • 602.7K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture