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The 365 Day 1p Challenge 2024

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  • maggiem
    maggiem Posts: 1,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #15 £61.07 transferred to savings today. Thanks for all the hard wirk @enthusiasticsaver. 
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,189 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #7 reporting £40 for April :)
    2025 financial goals & challenges!

    1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%

    2). #7 Save 1p a day challenge 2025 £150/£780

    3). £2109.85/£3000 in Investment ISA (34/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • thegreenhouse
    thegreenhouse Posts: 44 Forumite
    Second Anniversary 10 Posts Name Dropper
    Morning all! I can't believe it's May! Where is the year going?

    #2 here. In April I saved £27.70. It was a tight month for me, hoping to make some more saves this month, but also having car trouble so...we'll see! 

    Thanks for running the challenge, @enthusiasticsaver.
  • geordiejon
    geordiejon Posts: 256 Forumite
    100 Posts Second Anniversary Name Dropper
    first update for may
    #8 adding £55.60
  • Makingabobor2
    Makingabobor2 Posts: 4,180 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    #12 checking in. I'm a long way behind, but trying to catch up now
    Crossed off numbers 43,45,46,47,48,49,117,350,351,352,353.  Another £18 added making me now on £95.49.
    I really must make myself more accountable now. I've been trying to limit the amount of time I spend online, but that doesn't help with these challenges....must try harder.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • MFW2023
    MFW2023 Posts: 62 Forumite
    10 Posts First Anniversary
    #5 checking in.  £28.01 for today.  Not sure of the running total as I'm crossing off numbers at random!
    Mortgage free wannabe 2025-2030.  Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!

    Mortgage Balance    :
    31 Dec 2024: £70,550

    Mortgage Savings Balance:
    31 Dec 2024: £0

  • Mimismoney23
    Mimismoney23 Posts: 80 Forumite
    10 Posts First Anniversary Name Dropper
    #25 added another £13.17 to my pot this week now up to £263.11. Really enjoying the challenge it's the most consistent savings I've ever done :)
  • sstevo19
    sstevo19 Posts: 1,517 Forumite
    Ninth Anniversary 1,000 Posts I've been Money Tipped!
    #45 - Moved £35.34 yesterday to my savings account 😊
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,052 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Welcome to May everyone and the numbers are looking good.  I have just updated the spreadsheet so the running totals hopefully should be ok although I note there are a few discrepancies so I wonder if some are earning interest and not declaring it? 

    The 365 Day 1p Challenge 2024 - Google Sheets

    I am updating for May as #1 a total of £49.80 and numbers now ticked off up to 219. Running total so far is £240.90. 

    For those who are doing the challenge month by month starting with January the monthly amount for May is £42.16. Have a great Bank Holiday weekend everyone. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • coconurtaler
    coconurtaler Posts: 99 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    #9 £53 for April

    Posting a little late as life gets busy. Still making patterns and aiming for a round number at the end of the month. 

    #13 2025 Cash Envelope (or online) Saving Challenge 
    ‐‐-----‐-------------------------

    #9 2024 365 Day 1p Challenge
    £671.61 added to remainder of 2023 Challenge (430.68) plus £30.07 interest.

    #19 2024 Cash Envelope (or online) Saving Challenge 
    £1378     Saved plus £17.23 interest
    ‐‐-----‐-------------------------
    #33 2023 365 Day 1p Challenge
    £667.95 saved plus £12.73 interest.
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