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The 365 Day 1p Challenge 2024

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  • maggiem
    maggiem Posts: 1,682 Forumite
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    #15 £61.07 transferred to savings today. Thanks for all the hard wirk @enthusiasticsaver
  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,055 Forumite
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    #7 reporting £40 for April :)
    2024 financial goals & challenges

    1). Mortgage (started Jan 2024) £118,988.80 / £122400. Overpayment total: £221.36 87% remaining.

    2). #7 Save 1p a day challenge 2024 £150/£780

    3). £1828.52/£3000 in Investment ISA (23/50 investments)

    4). Increase cash savings & saving pots

    5). Keep debt to a minimum.

    Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump
  • thegreenhouse
    thegreenhouse Posts: 29 Forumite
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    Morning all! I can't believe it's May! Where is the year going?

    #2 here. In April I saved £27.70. It was a tight month for me, hoping to make some more saves this month, but also having car trouble so...we'll see! 

    Thanks for running the challenge, @enthusiasticsaver.
  • geordiejon
    geordiejon Posts: 192 Forumite
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    first update for may
    #8 adding £55.60
  • Makingabobor2
    Makingabobor2 Posts: 3,019 Forumite
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    #12 checking in. I'm a long way behind, but trying to catch up now
    Crossed off numbers 43,45,46,47,48,49,117,350,351,352,353.  Another £18 added making me now on £95.49.
    I really must make myself more accountable now. I've been trying to limit the amount of time I spend online, but that doesn't help with these challenges....must try harder.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,466

    Mortgage June '24 £16,000 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £738.00


    Challenges

    EF #68  £190/£1000
    1p a Day '24 #12  £106.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £28 
     
    Make £5 a day June £18/£150            
    NSDs June 13/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • MFW2023
    MFW2023 Posts: 30 Forumite
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    #5 checking in.  £28.01 for today.  Not sure of the running total as I'm crossing off numbers at random!
    Aiming to be consumer debt free by end of 2024

    Nationwide Loan
    April: £7,350 / £9,000 (6.4%)
    May: £6,843.73 / £9,000
    June: £6,628.99 / £9,000

    LLoyds CC:
    April: £1,221 / £4,000 (0%)
    May: £1,220 / £4,000
    June: £1,278.87 /£4,000

    Mortgage: £73,214 / £147,000 

    2024 Penny Challenge #5
  • Mimismoney23
    Mimismoney23 Posts: 10 Forumite
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    #25 added another £13.17 to my pot this week now up to £263.11. Really enjoying the challenge it's the most consistent savings I've ever done :)
  • sstevo19
    sstevo19 Posts: 1,497 Forumite
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    #45 - Moved £35.34 yesterday to my savings account 😊
  • enthusiasticsaver
    enthusiasticsaver Posts: 15,732 Ambassador
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    Welcome to May everyone and the numbers are looking good.  I have just updated the spreadsheet so the running totals hopefully should be ok although I note there are a few discrepancies so I wonder if some are earning interest and not declaring it? 

    The 365 Day 1p Challenge 2024 - Google Sheets

    I am updating for May as #1 a total of £49.80 and numbers now ticked off up to 219. Running total so far is £240.90. 

    For those who are doing the challenge month by month starting with January the monthly amount for May is £42.16. Have a great Bank Holiday weekend everyone. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • coconurtaler
    coconurtaler Posts: 60 Forumite
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    #9 £53 for April

    Posting a little late as life gets busy. Still making patterns and aiming for a round number at the end of the month. 

    The 365 Day 1p Challenge 2024 #9

    2024 Cash Envelope (or online) Saving Challenge #19

    ‐‐-----‐-------------------------
    The 365 Day 1p Challenge 2023 #33 £667.95 saved plus £12.73 interest.

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