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Prosperous & Creative Soul & MFW Year 3
Comments
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Fantastic news on the move - happy new home!
Aiming for mortgage free by September 2030
Balance 1.1.20 - £69,701.80
Balance 1.1.21 - £63,699.80
Balance 1.1.22 - £57,762.80
Balance 1.1.23 - £53,074.20
Balance 1.1.24 - £47,902.00
Balance 1.1.25 - £44,141.20
over payments 2025 = £1,450/£1,500 /// invested 2025 = £1,050/£1,500 = TOTAL (YTD) £2,500/£3,0004 -
How wonderful to have had a lovely sunset to welcome you home! I'm glad all went relatively smoothly at least - there are always hitches but thank goodness nothing drastic. A bit poor that the removal team underestimated the vehicle sizes needed mind you - that probably needs feeding back allowing that you've been decluttering further since they did the survey as well haven't you!
As already said - take a breath now and live with the house for at least a while before making any drastic changes. As for the kitchen, I'm still struggling to find things even now and we've been in 5 months tomorrow!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
So pleased you're in your new home 🏡 Here's to the next chapter of your life 🥂2
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Lovely to read you are in your new home and were treated to a beautiful sunset - seems kind of symbolic 😊
Try not to overdo things now, there is no great rush to get everything sorted. It's time to take a deep breath and congratulate yourself on what you have achieved. There will be plenty of time to make your new home just as you want it.🏠
2023 Weekly Cash Envelope Savings Challenge #04
2024 Weekly Cash Envelope Savings Challenge #033 -
Great news to hear you are in your new please
some hurdles but you got there. Please please do not make too many decisions too quickly especially around electrics and lighting. You will find that things needs to be done in order and sometimes you will not realise what you really need until a few months later. I know it is irritating with no lights in certain places but get some cheap rechargeable ones as a stop gap there are some quite bright ones now. It is also good to have outside lights again cheaper to have it all done at the same time.
Hope the cleaner sorts your kitchen out it does not have to perfect just functioning.
Enjoy the views and your sons company even if he cannot help out much today.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest6 -
Woohoo. The move is done & a new chapter begins.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So pleased you are in and hope you can take some time to group and settle.
Agree on taking time to get the flow of the house before changing things but then we are just moving light switches in the kitchen which we've known for nine years are in the wrong place so maybe don't listen to me 🤣4 -
You're in, that's the main thing.
Don't rush to make changes, live in your home how it is, get a feel for how everything flows and next year consider alterations.Mortgage started 2020, aiming to clear 31/12/2029.3 -
You've done it! Try to take some time to relax and enjoy. Get some zones sorted rather than entire rooms.
enjoy the sunset today3 -
Congratulations on your move. It is all so confusing when you first arrive, but you'll get there and you don't have specific deadlines anymore other than those you set yourself. How lovely to be able to enjoy sunsets and gorgeous views. You did an amazing job getting it all sorted. Happy New Home. 💐Debt on 01 July 2022 = £42,083.00
Debt on 01 January 2023 = £37,075.87 (-£5,007.13)
Debt on 01 January 2024 = £24,922.36 (-£12,153.51)
Debt:
01 January 2024 = £24,922.36, 01 February = £24,170.95, 01 March = £23,298.44, 01 April = £22,424.83
Current debt free date = 01 July 2026.3
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