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Prosperous & Creative Soul & MFW Year 3

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The robot is great. Get it whizzing. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 6,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    About the robot, as it has been un-used for a while plug it in somewhere on its base.  Anywhere.  Baby steps to using it and they need to charge.   If mine didn't have a full charge it would sail under a piece of furniture and bleep to say it was flat and turn off (they really are fabulous, like having a little robotic pet!)

    Just do that and the mental block will start to clear.  

    For the cleaner, have you though about phoning the agency and saying you would feel better with the same person each week and if the person they sent initially can't be that is there anyone else?  Agency cleaners seem to have a high turnover in my limited experience.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning SH - what a lot you’ve achieved recently, and not least how fabulous that bit of garden is looking - lovely! I’d love to have room for a bit more “pretty” planting but that’s a compromise we’ve had to make so we’re trying to make sure that some of what we grow for food is also pretty - we’ve got Rainbow a hard coming on as that always cheers up a veg bed, and of course things like beans, courgettes etc have lovely flowers so that will help. I have noted your comment from my diary about the radish flowers too - one to ponder on! 

    Pleased to hear that work have been good about the phased return and that you are coping with that OK. 

    It does feel a little like you sometimes miss your overall achievements so Inthink your list of “things achieved” is a good idea - but be cautious you don’t get into a self-competitive loop of always trying to make that a longer list. Definitely a good way of getting a better focus on all the things you can do rather than the things you might struggle with though! On emptying the “Jaws” bucket, I still sometimes have a complete mental block when I get it to the bin and turn it on rather than using the button that empties it! I’ve had mine ages now too so clearly that one isn’t going to go away! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news to finding the vouchers.  Good plan to hold fire on the garage.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 6,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Such a juggle isn't it?   Work on this or save into that?  One I'm thinking over too.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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