Advice On Buying a Council House

dmg24

Anyone else think the OP is a troll?

He comes along, makes a post that anyone would know will be contentious, and then makes some pretty useless non committal posts afterwards. That combined with the worst case of chav speak ...

blue_monkey_2

Just to add on from this - the other houses in this area do not go to 'non UK families' either, it is just there is a shortage as kids are giving their parents money to buy the houses, the kids already have housing but with this being a 'desirable' area they have no interest in living there they just want them to sell on and make money.

I do not bedrudge anyone making money from property if that is their 'thing' but by buying your parents council houses it is depleting the remaining stock by another property so, maybe it is better for those houses to be left as social housing for people who need them. You r aprents have managed to get the full discount, not you as you stated you was only young so it's not yours really is it. Are you on the tenancy?

People don't just get council houses for any old reason (yes I know some do but this is not the norm in this area and they are quite strict on the points allocation here), we have had to give almost a years wage slips and also bank statements to show how much money we have (or don't have I guess) to prove we can't afford somewhere of our own and are worthy of somewhere. however, until the court bailiff is beating down our door we have a roof over our head and are still not entitled.

Lavendyr

Blue_monkey, you really do make the most excellent posts.

poppy10_2

sho_me_da_money wrote: »

Now i am not entitled to this discount

'Nuff said :T

poppy10_2

woody_56 wrote: »

SO the council can then give to some third world family,who have never paid anything into the system

The OP's parents are not working, so are not paying any tax; indeed, they are living off the taxpayer by claiming benefits.

I'd much rather the house was rented out to some hardworking Pole or Indian than sold on the cheap to a couple of dole-scrounging chavs. :beer:

Swift1_3

Forgetting any moral or political arguments......

If the house is sold in 3 years time where on earth will the actual tenants live? The council will want back a good proportion of the discount money for a premature sale and will also want 1st option to have the house back.
Meanwhile you have jeapordised the owners' benefits and entitlements nevermind the roof over their head and paid 3 years of very high mortgage payments instead of living rent free.

Wouldn't it be better for you, the tenants and the country if you saved up the £500 or so needed monthly to fund this 'investment' and after the 3 years you mentioned, use the £18K as a deposit on a nice new house of your very own. That way nobody is endangered or disadvantaged.

jonsbird

woody_56 wrote: »

Hi i have bought three council properties,my own , my fathers, my mother in laws,they both live rent free in those properties,they are obviously willed to my wife and i,its our pension.I bought these properties some 15 years ago so the discounts were really good then,i was lucky to have bought them for cash which i gave to them, they bought them and willed them to us.I don't no your parents age,and if they are still working,as a mortgage if they are not working can be difficult.

---

SERVICE CHARGES CAN BE EXCESSIVE ON BUILDING MANTINENCE-OUTSIDE DECORATION-DOUBLE GLAZING ETC--AS I HAVE FOUND

---

BUT THE INCREASE IN PROPERTY PRICES FAR OUTWAYS THIS IN THE LONG RUN,PLUS THE DISCOUNT YOU WILL RECIEVE--There is a lot to consider see whats been done already to the property building wise ,the age of your parents,if after the hold period you are considering selling the property,and if it will sell easily,

---

if you buy,have a word with a good solicitor,or nieghbour who has bought get their views. jim

---

and take no notice of the last poster dolce vita--they have tunnel vision.

To get your "tenants" to will these properties is no gaurantree you will actually get them.
Should the relative/tenant need to go into care before they pass on and they own a property..be it in name only you will find the property will be used to fund the care. With people living very long lives these days...many will go into care as did both my parents. My Dad died earlier this month so I know full well what I am saying is correct.

Running_Horse

dmg24 wrote: »

Anyone else think the OP is a troll?

He comes along, makes a post that anyone would know will be contentious, and then makes some pretty useless non committal posts afterwards. That combined with the worst case of chav speak ...

Indeed, I don't usually fall for these, but anyone who actually says "here's the dealio", has to be a wind up merchant.

fc123

Swift1 wrote: »

Forgetting any moral or political arguments......

If the house is sold in 3 years time where on earth will the actual tenants live? The council will want back a good proportion of the discount money for a premature sale and will also want 1st option to have the house back.
Meanwhile you have jeapordised the owners' benefits and entitlements nevermind the roof over their head and paid 3 years of very high mortgage payments instead of living rent free.

Wouldn't it be better for you, the tenants and the country if you saved up the £500 or so needed monthly to fund this 'investment' and after the 3 years you mentioned, use the £18K as a deposit on a nice new house of your very own. That way nobody is endangered or disadvantaged.

OP's parents are inheriting a house...............when all this stuff was thought up years back in the thirties/ forties, it was assumed that people like OP's parents would GIVE back subsidised house as subsidy was no longer required.

OP has gone (back to trollsville?) but the the mood of now (" I am entitled to so therefore I will have" wasn't even in the mindsets of people who set all this welfare net system up)

The MP's of post war UK would turn in their graves if they could see how their well-meaning welfare policies (and much needed at the time) have twisted into creating dependent lifestyles never envisaged back then.

woody_56

You are quite right jonsbird,but if it comes to the crunch with my dad or my wife's mum we will look after them ourselves they are both in their mid 80s.jim Waddle you do --not familiar with that one.?