first direct Prize Draw - November 2023

flaneurs_lobster

Invite by email required to be eligible

Fingerbobs

The T&Cs in the email don't seem to specify any excluded transaction types, so I presume ATM cash withdrawals, deposits into savings accounts and payments to credit cards would all count.

EarthBoy

The terms and conditions say you need to "Spend on your Debit Mastercard", which certainly rules out ATM cash withdrawals, because that's not spending. 

flaneurs_lobster

Fingerbobs said:

The T&Cs in the email don't seem to specify any excluded transaction types, so I presume ATM cash withdrawals, deposits into savings accounts and payments to credit cards would all count.

Yep, no qualifications on the spend type. I've set up £1/day top-up of my Amazon Gift Card balance. 

Need to find 1 extra transaction to make count up to 21 by 30/11.

Bazzalona13295

Had the e-mail, tbh its going to have to be put behind the Barclays 5% cashback, the Santander 1% cashback and the TSB 20 debit card payments as they guarantee a payout of some description.

But where there's a will!

Fingerbobs

Bazzalona13295 said:

Had the e-mail, tbh its going to have to be put behind the Barclays 5% cashback, the Santander 1% cashback and the TSB 20 debit card payments as they guarantee a payout of some description.

But where there's a will!

It does seem a lot of faff for (almost certainly) no return. Even the prize isn't anything to write home about. I'm not even sure I can be bothered.

pokemaster

flaneurs_lobster said:

Fingerbobs said:

The T&Cs in the email don't seem to specify any excluded transaction types, so I presume ATM cash withdrawals, deposits into savings accounts and payments to credit cards would all count.

Yep, no qualifications on the spend type. I've set up £1/day top-up of my Amazon Gift Card balance. 

Need to find 1 extra transaction to make count up to 21 by 30/11.

2 Questions...

1) Couldn't you just buy 21 top ups in a row of £1? (on the same day?)

2) Buy an additional £1 top up on one of the days as well as the reoccurring £1/day?

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Also with the TSB transactions being able to pay into other savings accounts wonder if its worth trying that with this one?

I know it doesn't say but makes me wonder if the debit card transactions have to be cleared (which takes around 1-2 working days) for the prize draw or not?

flaneurs_lobster

Fingerbobs said:

Bazzalona13295 said:

Had the e-mail, tbh its going to have to be put behind the Barclays 5% cashback, the Santander 1% cashback and the TSB 20 debit card payments as they guarantee a payout of some description.

But where there's a will!

 I'm not even sure I can be bothered.

Good, increases my chances of winning.

eastcorkram

Why is there a link in the email to opt out?

 Surely you just need to not use the card the required number of times??

Think I've had that card for nearly a year, and only used it once. 

Nebulous2

eastcorkram said:

Why is there a link in the email to opt out?

 Surely you just need to not use the card the required number of times??

Think I've had that card for nearly a year, and only used it once. 

Some people have an aversion to games of chance, and need the opportunity to exclude themselves. 

I can’t see it working for me. First Direct has been my least useful current account, with the 7% saver being the only attraction. 

quirkydeptless

flaneurs_lobster said:

Fingerbobs said:

The T&Cs in the email don't seem to specify any excluded transaction types, so I presume ATM cash withdrawals, deposits into savings accounts and payments to credit cards would all count.

Yep, no qualifications on the spend type. I've set up £1/day top-up of my Amazon Gift Card balance. 

Need to find 1 extra transaction to make count up to 21 by 30/11.

I used an extra manual top up