IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need advice with a CCJ letter

1235713

Comments

  • 1505grandad
    1505grandad Posts: 3,866 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    "The claim form was not served at my current address (address C), and I was therefore unaware of the Default County Court Judgment against me until I received a letter from Direct Collection Bailiffs Ltd. dated 31 October 2023 to my current address"

    Just checking  -  is the above letter the same one in your bullet points here:-

    "On the 7th of November 2023, I received a letter from Direct Collection Bailiffs Ltd. at address C. The content of the letter detailed the unpaid County Court Judgment and prompted the awareness that legal proceedings had taken place without my prior knowledge."
  • gdexr
    gdexr Posts: 64 Forumite
    10 Posts First Anniversary Name Dropper
    "The claim form was not served at my current address (address C), and I was therefore unaware of the Default County Court Judgment against me until I received a letter from Direct Collection Bailiffs Ltd. dated 31 October 2023 to my current address"

    Just checking  -  is the above letter the same one in your bullet points here:-

    "On the 7th of November 2023, I received a letter from Direct Collection Bailiffs Ltd. at address C. The content of the letter detailed the unpaid County Court Judgment and prompted the awareness that legal proceedings had taken place without my prior knowledge."

    Yes, it is. Does it sound wrong to have the same statement in the "Default Judgment"? In fact I mention it once again as the second point in "The claimant failed to serve the claim".
  • Coupon-mad
    Coupon-mad Posts: 153,817 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 November 2023 at 12:27AM
    No, it is just the dates don't match. Either talk about the date on the letter or the date you think it arrived. Probably the latter.

    Remove 'of' from all the dates (looks clunky). But yes, that timeline at the top really helps.

    Make it clear in your blurb that a whole year had passed between the threatening letters from DCB and the court claim.

    Clearly, by waiting a year before finally filing a court claim, it became incumbent upon them to renew their 28 pence address search in Summer 2023, to comply with the Code of Practice and CPRs, especially as no reply was received in 2022 AND they held two possible addresses (A and B ) so could not reasonably just choose one obtained from an old CRA trace a whole year before, from which no reply had ever been received.

    Had they done so, they would have discovered address C.

    This isn't just probable, nor even 'more than likely' that Address C would have been returned from a 28 pence bulk 'soft trace; it's definite.  Clearly you were 'there to be found' easily in 2023, as proved by how easily DCB lifted a finger to press a button and (auto-bulk) trace your Address C, immediately AFTER the CCJ but didn't bother BEFORE the claim.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Coupon-mad
    Coupon-mad Posts: 153,817 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 November 2023 at 2:23PM
    Also, you realise you need all these as exhibits?
    I can provide evidence such as tenancy agreements, contracts and bank statements.

    Have a look at the recent WS and evidence example by @Chesterfield1970

    Plus you need in your bundle, the CEL v Chan Judgment and other strike outs as exhibits too. This link by @Le_Kirk has them all together:

    https://www.dropbox.com/scl/fo/gl0tt6pc65xnnvtq2e6g8/h?rlkey=ovz1j9xud64vzhqxx0fh2a8im&dl=0

    You should also attach the POC email you got from the CCBC.

    And a costs assessment as seen in other threads.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • gdexr
    gdexr Posts: 64 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks for the feedback @Coupon-mad cannot express how much appreciate your input!
    No, it is just the dates don't match. Either talk about the date on the letter or the date you think it arrived. Probably the latter.

    I'have adjusted these dates to match now, I see it causes some confusion.
    Remove 'of' from all the dates (looks clunky).

    Removing!
    Clearly, by waiting a year before finally filing a court claim, it became incumbent upon them to renew their 28 pence address search in Summer 2023, to comply with the Code of Practice and CPRs, especially as no reply was received in 2022 AND they held two possible addresses (A and B ) so could not reasonably just choose one obtained from an old CRA trace a whole year before, from which no reply had ever been received.

    Had they done so, they would have discovered address C.

    This isn't just probable, nor even 'more than likely' that Address C would have been returned from a 28 pence bulk 'soft trace; it's definite.  Clearly you were 'there to be found' easily in 2023, as proved by how easily DCB lifted a finger to press a button and (auto-bulk) trace your Address C, immediately AFTER the CCJ but didn't bother BEFORE the claim.
    I'm on it! Just a quick question I already mention that "I was there to be found of the sake of a 29 pence [...]" further down - obviously I'll rewrite most of these paragraphs to point out the facts in a more concise manner as you suggested, however, is it a 28 pence or a 29 pence bulk address search? Perhaps I'm blind but I can't find anything about it googling?
    Also, you realise you need all these as exhibits?
    No, I did not! I've got 4/5 documents which I can attach to the WS document - mainly tenancy agreements/contracts and bank statements.
    Plus you need in your bundle, the CEL v Chan Judgment and other strike outs as exhibits too.
    Yep, downloaded this document already yesterday!
    Have a look at the recent WS and evidence example by @Chesterfield1970
    You should also attach the POC email you got from the CCBC.
    And a costs assessment as seen in other threads.
    I'll have a look at the thread mentioned!
  • Coupon-mad
    Coupon-mad Posts: 153,817 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    https://assets.digitalmarketplace.service.gov.uk/g-cloud-12/documents/700542/435094443943409-pricing-document-2020-07-13-1541.pdf

    Under 30p soft trace in bulk.  Confirmed by the parking industry to be cheap as chips, because Excel Parking told the DLUHC that the cost including admin time is just £1.50. This figure is a matter of public record, as it's stated in the draft Impact Assessment here:

    https://assets.publishing.service.gov.uk/media/64b6666a0ea2cb001315e47b/Draft_IA_-_Private_Parking_Code_of_Practice_.pdf
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • gdexr
    gdexr Posts: 64 Forumite
    10 Posts First Anniversary Name Dropper
    https://assets.digitalmarketplace.service.gov.uk/g-cloud-12/documents/700542/435094443943409-pricing-document-2020-07-13-1541.pdf

    Under 30p soft trace in bulk.  Confirmed by the parking industry to be cheap as chips, because Excel Parking told the DLUHC that the cost including admin time is just £1.50. This figure is a matter of public record, as it's stated in the draft Impact Assessment here:

    https://assets.publishing.service.gov.uk/media/64b6666a0ea2cb001315e47b/Draft_IA_-_Private_Parking_Code_of_Practice_.pdf

    Is it necessary to refer to the document when mentioning the 28 pence price?
  • Coupon-mad
    Coupon-mad Posts: 153,817 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 November 2023 at 3:17PM
    No.

    But it gives you the background to prove it and say "it's in the public domain on Gov.uk webpages", if your Judge reckons you are mad to say bulk traces cost peanuts. Judges assume "all this costs money" but that presumption is simply untrue because it's automated simple stuff for bulk operators.

    Excel Parking confirmed that it's cheaper than a DVLA look-up and the Government put that £1.50 into the Impact Assessment this Summer.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • BikingBud
    BikingBud Posts: 2,586 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    gdexr said:
    The POC only says: 'PARKWAY RETAIL PARK' (no town)?

    Copy the BPA one by @CliveTreeHorn as he has the BPA CoP words and the CEL v Chan case too.

    Yes indeed, The POC does not mention a town, I only redacted the car numplate and the PCN number digits.
    Does this add value to, and should be included in Para 8?

    8. The specifics of this case lack clarity, as no explicit statement has been provided to indicate which specific term of the alleged contract was purportedly breached. It remains uncertain whether the claim pertains to my alleged parking outside of a designated bay, failure to remain on the premises, incorrect bay parking, overstaying the allotted time, or perhaps a technicality associated with the entry process at the kiosk. This lack of specificity places me, the defendant, at a distinct disadvantage, as I find myself in the position of having to mount a defence without a clear understanding of the precise nature of the alleged violation.

    The specifics of this case lack clarity, as the location of the alleged breach has not been fully identified and no..........

     Options for Parkway Retail Parks:
    https://www.geograph.org.uk/photo/617504

    https://www.northantstelegraph.co.uk/business/first-new-unit-in-a-decade-to-be-built-at-corbys-phoenix-parkway-retail-park-2883369

    https://www.wsbproperty.co.uk/adminimages/1wsb%20detailsu4parkwaycentralrpsheffield.pdf

    There is also one in Limerick but it may be too extreme to consider that as a possible location.

  • Coupon-mad
    Coupon-mad Posts: 153,817 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes that's all good.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.