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Nifty November's No-Spend Days Challenge!

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Comments

  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not one today: hairdressers...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    I am a little bit behind in reporting, apologies! I have 1 for Sunday, 1 for Monday and 1 for today, so my new total is 5/15! Thank you!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Not sure what day I got to but I've not spent since Saturday takeaway 
  • cathybird
    cathybird Posts: 16,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 November 2023 at 10:31AM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 6/15 imageimage

    beanielou 7/19 imageimage


    BlackCoffeeNoSugar 5/15 image  image


    cathybird 6/15 imageimage


    Crazycatlady2 7/18 imageimage


    Cuddlymarm 4/15 image


    Doris17 4/15 image


    GeorgianaCavendish 5/15 imageimage


    jammy dodger 15


    KajiKita 7/15 imageimage


    laura lau 5/15 imageimage


    leftatthetrafficlights 5/20 imageimage


    lianne1984 2/10 image


    LittleMissDetermined 4/10 image


    Makingabobor2 3/15 image


    QueenJess 3/15 image


    Rupacomp 3/15 image


    Saver-upper 3/15 image


    short bird 6/18 imageimage


    Newcomers welcome :)
  • beanielou
    beanielou Posts: 97,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One against the odds today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AuntieL
    AuntieL Posts: 460 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #6 for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    December 2025 NSD Challenge 1/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £93,038.66 (10years 5months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = /£1000
  • KajiKita
    KajiKita Posts: 9,073 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today. Quietly ticking along 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done laura lau, Crazycatlady2, beanie, AuntieL and KajiKita :):)
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today was NSD #3, thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good  morning   everybody  
    Ive  jut  popped  in  to  say  Hi  and  sorry  i  just  cant  join  in  the  challenge   this  month  I'm  busy   prepping  for  moving  house  next  week   and  more  to  sort  than i  thought 
    giving  me  a  great  excuse  for  a  grand  chuck  out  (  my  kids  will  thank  me  when  I'm   gone   :smiley: )
    take  care   see  you  all  soon   lots  of  love  JD   xx
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