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oldernonethewiser said:Greg89 said:I'm not self employed
However they said before if I don't pay by mid November
However the question remains what happens to the £30 per month I've been paying
They will get a debt collector
Does this mean I'll get a default on my credit file? I can pay £150 in one day, so that means the default is paid off
I will phone themThat is the sensible thing to do and once you have got everything clarified with them, make sure you get all the information in written form eg an email.I would imagine the £30 per month is for a broadband service, so that would be paying for the service you use? What sort of contract have you signed up to with Sky?In what way have "they" restricted it?How have they been communicating with you regards the, alleged, outstanding amount?
I will communicate with them
It's still harsh to say that I owe them money, surely something has to be mitigated
If they do go to a debt collection agency, if I can pay the outstanding balance quickly, will the default be lessened? They may default but I paid it off
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The provider must have sent you something detailing how any debt is calculated.
Can you post a redacted copy of this and a copy of a statement of the account you think is right?
Without actual details it’s difficult to offer constructive help.
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Thanks I will, just busy
If they do go to a debt collection agency, if I can pay the outstanding balance quickly, will the default be lessened? They may default but I paid it off?£150 is quick to pay off0 -
Greg89 said:oldernonethewiser said:Greg89 said:I'm not self employed
However they said before if I don't pay by mid November
However the question remains what happens to the £30 per month I've been paying
They will get a debt collector
Does this mean I'll get a default on my credit file? I can pay £150 in one day, so that means the default is paid off
I will phone themThat is the sensible thing to do and once you have got everything clarified with them, make sure you get all the information in written form eg an email.I would imagine the £30 per month is for a broadband service, so that would be paying for the service you use? What sort of contract have you signed up to with Sky?In what way have "they" restricted it?How have they been communicating with you regards the, alleged, outstanding amount?
I will communicate with them
It's still harsh to say that I owe them money, surely something has to be mitigated
If they do go to a debt collection agency, if I can pay the outstanding balance quickly, will the default be lessened? They may default but I paid it offIt may be harsh and it might not be the case, but maybe it is.If you discuss the situation with them I am sure it will be resolved without the need for them to involve a debt collection agency.Do please report back here.
Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid0 -
oldernonethewiser said:Greg89 said:oldernonethewiser said:Greg89 said:I'm not self employed
However they said before if I don't pay by mid November
However the question remains what happens to the £30 per month I've been paying
They will get a debt collector
Does this mean I'll get a default on my credit file? I can pay £150 in one day, so that means the default is paid off
I will phone themThat is the sensible thing to do and once you have got everything clarified with them, make sure you get all the information in written form eg an email.I would imagine the £30 per month is for a broadband service, so that would be paying for the service you use? What sort of contract have you signed up to with Sky?In what way have "they" restricted it?How have they been communicating with you regards the, alleged, outstanding amount?
I will communicate with them
It's still harsh to say that I owe them money, surely something has to be mitigated
If they do go to a debt collection agency, if I can pay the outstanding balance quickly, will the default be lessened? They may default but I paid it offIt may be harsh and it might not be the case, but maybe it is.If you discuss the situation with them I am sure it will be resolved without the need for them to involve a debt collection agency.Do please report back here.
However if I do get a default and I pay off the default, does it lesson the effect on my credit file because I paid if off
Or will it still affect my credit file even if the default is paid off very very quickly
I'll phone now
However when I phone, the only options are to pay off or phone back later and pay off
There is no option to speak to an advisor0 -
You don't seem to know what the amount they allege you owe is for. That needs to be clarified. How have they told you you owe this amount, by email or letter?
Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid0 -
I have just been reading a thread elsewhere that states that Sky will not speak to anyone whose account is in arrears, only when it is brought up to date will they do so.Seems unfortunate.Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid0
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You can pay any amount you like from your Sky account.
You can use live chat to get in touch, you can also pick up the phone, 03337590874 or use email.
Don`t understand your problem here ???I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
sourcrates said:You can pay any amount you like from your Sky account.
You can use live chat to get in touch, you can also pick up the phone, 03337590874 or use email.
Don`t understand your problem here ???0 -
You can get through to an advisor if you select you can pay, they'll ask you details then send you through
However there is a 20 min wait now0
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