We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Outstanding October's No-Spend Days Challenge!
Comments
-
Started off with one for yesterday, but not today, I am out tonight
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
I'd like to join in the challenge, if it's still possible? It would be my first time! Setting myself a goal of 10.
So far I'm at 2 NSD (one for yesterday and one for today, I already know I am not going anywhere and have nothing that I need to buy today).
Quite excited, and hoping this is going to help in my debt clearing journey!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Unfortunately a spend day today, will do better tomorrow.
"Make Everyday Count"1 -
NSD#2 for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
1st NSD of the month here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
OctoberOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 2/12
beanielou 2/19
BlackCoffeeNoSugar 15
cathybird 2/12
Crazycatlady2 1/18
Doris17 15
Ef79GeorgianaCavendish 1/17
jammy dodgerKajiKita 1/15
laura lau 2/10
lianne1984 1/10
LittleMissDetermined 1/20
Makingabobor2
Money Choices
Pinkpenguin 15QueenJess 1/15
Rupacomp 9
Saver-uppershort bird 1/15
strandedinaber 10Newcomers welcome
2 -
Always lovely to have new people joinhi laura lau
and welcome
I've added you to the list, best of luck with the challenge!

2 -
Hello! I'm back for October with a target of 10 NSDs
I'm on 1 NSD so farFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2 -
Well done beanie, LittleMissDetermined, laura lau, AuntieL, KajiKita and lianne1984

3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



