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Outstanding October's No-Spend Days Challenge!

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Comments

  • Started off with one for yesterday, but not today, I am out tonight
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    I'd like to join in the challenge, if it's still possible? It would be my first time! Setting myself a goal of 10.
    So far I'm at 2 NSD (one for yesterday and one for today, I already know I am not going anywhere and have nothing that I need to buy today).

    Quite excited, and hoping this is going to help in my debt clearing journey! 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Doris17
    Doris17 Posts: 898 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Unfortunately a spend day today, will do better tomorrow. 

    "Make Everyday Count"



  • AuntieL
    AuntieL Posts: 363 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD#2 for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • KajiKita
    KajiKita Posts: 7,258 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    1st NSD of the month here 😊

    KK
    As at 15.05.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 31 books of target 52 in 2025, as @ 18th June
    Produce tracker: £183 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 October 2023 at 12:26AM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 2/12 image 

    beanielou 2/19 image 

    BlackCoffeeNoSugar 15 image 

    cathybird 2/12 image 

    Crazycatlady2 1/18 image 

    Doris17 15 image 

    Ef79

    GeorgianaCavendish 1/17 image 

    jammy dodger

    KajiKita 1/15 image 

    laura lau 2/10 image 

    lianne1984 1/10 image 

    LittleMissDetermined 1/20 image 

    Makingabobor2

    Money Choices
    Pinkpenguin 15
    QueenJess 1/15 image 

    Rupacomp 9

    Saver-upper
    short bird 1/15 image 
    strandedinaber 10

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 October 2023 at 8:44PM
    hi laura lau and welcome image I've added you to the list, best of luck with the challenge!
    Always lovely to have new people join :)
  • cathybird
    cathybird Posts: 15,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Doris17 said:
    Unfortunately a spend day today, will do better tomorrow. 
    That's not necessarily a bad thing though, we all have to spend money sometimes xx
  • lianne1984
    lianne1984 Posts: 303 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hello! I'm back for October with a target of 10 NSDs

    I'm on 1 NSD so far
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • cathybird
    cathybird Posts: 15,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, LittleMissDetermined, laura lau, AuntieL, KajiKita and lianne1984 :):)
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