📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding October's No-Spend Days Challenge!

1…457910…36

Comments

  • KajiKita
    KajiKita Posts: 7,928 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,212 Forumite
    Part of the Furniture 1,000 Posts
    Another NSD for me today too .
    I nearly spoilt it by buying biscuits when I was out but didn’t.
    Tomorrow won’t be but I have a big shop to get, and I’ve seen a dressing gown and some Xmas patterned tight for my baby granddaughter. As a mother of sons finally having a little girl to buy for is such a treat.

    August PAD £465

  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, paid for some work done on the house, bought some firewood and did some early Christmas preparation. :)
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2023 at 6:49PM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 3/12 image 

    beanielou 6/19 image  image

    BlackCoffeeNoSugar 4/15 image 

    cathybird 4/12 image 

    Crazycatlady2 4/18 image 

    Cuddlymarm 3/15 image 

    Doris17 3/15 image 

    Ef79

    GeorgianaCavendish 2/17 image 

    jammy dodger 15

    KajiKita 4/15 image 

    laura lau 4/10 image 

    lianne1984 1/10 image 

    LittleMissDetermined 4/20 image 

    Makingabobor2

    Money Choices

    Pinkpenguin 15

    QueenJess 4/15 image 

    Rupacomp 2/9 image 

    Saver-upper

    short bird 3/15 image 

    strandedinaber 10

    Newcomers welcome :)
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm  creeping   in  to   say  Hi  and  would   love  to   get  back    in  the NSD   gang   please  cathybird I've   been  missing  in  action  for  a  while   galavanting the  highlands   off  grid   but glad  to  be  back   with  you   all .  Cathybird  can  you   put  me  down   for  15NSDs  for  the    remainder  of Oct   i  wanna    pussycat   emoji 😁x
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2023 at 12:47AM
    Yay jammy dodger, so great to see you back! xx :) and well done BlackCoffeeNoSugar, LittleMissDetermined, beanie, laura lau, Doris17, short bird, AuntieL, KajiKita and cuddlymarm :):)
  • QueenJess
    QueenJess Posts: 4,541 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Another NSD for Thursday and cheekily declaring one for today (very early!).
    2025 decluttering: 4,819 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 350🥉🥈🥇💎🏆
    Mini freezer challenge 0/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Had two NSDs this week so far - Weds and Thurs.
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,707 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    One for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture