Outstanding October's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 3,648 Forumite
    First Anniversary First Post Name Dropper Photogenic
    NSD today 😊

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
    First Post First Anniversary
    Another NSD for me today too .
    I nearly spoilt it by buying biscuits when I was out but didn’t.
    Tomorrow won’t be but I have a big shop to get, and I’ve seen a dressing gown and some Xmas patterned tight for my baby granddaughter. As a mother of sons finally having a little girl to buy for is such a treat.
    🎄December 🎄 NSDs 11/15
  • cathybird
    cathybird Posts: 13,284 Forumite
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    Not one for me, paid for some work done on the house, bought some firewood and did some early Christmas preparation. :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 6 October 2023 at 6:49PM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 3/12 image 

    beanielou 6/19 image  image

    BlackCoffeeNoSugar 4/15 image 

    cathybird 4/12 image 

    Crazycatlady2 4/18 image 

    Cuddlymarm 3/15 image 

    Doris17 3/15 image 

    Ef79

    GeorgianaCavendish 2/17 image 

    jammy dodger 15

    KajiKita 4/15 image 

    laura lau 4/10 image 

    lianne1984 1/10 image 

    LittleMissDetermined 4/20 image 

    Makingabobor2

    Money Choices

    Pinkpenguin 15

    QueenJess 4/15 image 

    Rupacomp 2/9 image 

    Saver-upper

    short bird 3/15 image 

    strandedinaber 10

    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
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    I'm  creeping   in  to   say  Hi  and  would   love  to   get  back    in  the NSD   gang   please  cathybird I've   been  missing  in  action  for  a  while   galavanting the  highlands   off  grid   but glad  to  be  back   with  you   all .  Cathybird  can  you   put  me  down   for  15NSDs  for  the    remainder  of Oct   i  wanna    pussycat   emoji 😁x
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 6 October 2023 at 12:47AM
    Yay jammy dodger, so great to see you back! xx :) and well done BlackCoffeeNoSugar, LittleMissDetermined, beanie, laura lau, Doris17, short bird, AuntieL, KajiKita and cuddlymarm :):)
    In April I am taking a break from buying: Books
  • QueenJess
    QueenJess Posts: 3,676 Forumite
    First Anniversary First Post Name Dropper
    Another NSD for Thursday and cheekily declaring one for today (very early!).
    2024 decluttering: 6,865 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 18/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • Rupacomp
    Rupacomp Posts: 231 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Had two NSDs this week so far - Weds and Thurs.
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • One for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
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  • beanielou
    beanielou Posts: 90,186 Ambassador
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    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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