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10 days =
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Outstanding October's No-Spend Days Challenge!
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Another today, on 4 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,964
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £730/£3000
.
Fiver Friday '25 #10 £10
Studies/surveys July £31.25
Decluttering items 728
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
NSD Tuesday0
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Well I’m afraid today was a bit spendy. It could have been worse cos we looked round a garden centres Xmas decorations and there were loads I would have liked but I didn’t. I treated myself to a new artificial tree (not cheap) a couple of months ago so that’s well over my Xmas decoration budget.
But we did succumb to brunch and cherry and almond scones for afters tonight.But it was lovely and as we are both at home all the time at the moment it made a change. Since my operation I can count the amount of times I’ve left the house in single figures (which means I’m not spending much)
So while I’m having a spendy day I’m going to order a jumper and a couple of Xmas presents.
June NSD 8/152 -
October
10 days =15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 3/12
beanielou 9/19
BlackCoffeeNoSugar 6/15
cathybird 8/12
Crazycatlady2 8/18
Cuddlymarm 8/15
Doris17 6/15
Ef79GeorgianaCavendish 7/17
jammy dodger 4/15
KajiKita 7/15
laura lau 6/10
lianne1984 4/10
LittleMissDetermined 8/20
Makingabobor2 4/15
Money ChoicesPinkpenguin 15QueenJess 4/15
Rupacomp 3/9
Saver-upper 5/15
short bird 7/15
strandedinaber 10Newcomers welcome
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NSD here today 😊
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Hey all, I've been rubbing at updating this week, but I'm on 4 NSDs now.
4/10 NSDsFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs0 -
Today was NSD #5, thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
NSD #7 today
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Well done BlackCoffeeNoSugar, beanie, short bird, LittleMissDetermined, Makingabobor2, Crazycatlady2, KajiKita, lianne1984, Saver-upper and GeorgianaCavendish 2
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Good morning guys
Today will be NSD 8 for me. It’s cold, windy and rainy so my plan is to do a few jobs then read a book. Well I am supposed to be resting and recuperating 😇
June NSD 8/151
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