Off to a start =
5 days =
10 days =
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Outstanding October's No-Spend Days Challenge!
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And number 7 for me
I doubt tomorrow will be as while OH is going out for his blood test we are going to pop and look at the Xmas display at a local garden centre they’ve been advertising. As we don’t do much at the moment there might be tea and cake involved too.
August PAD2 -
Not today as had an unexpected spend yesterday after reporting.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
been a busy but no spendy couple of days so 2 more for me thanks cathybird 😁 I'm exhausted with house viewers i could write a book on the noobs ive greeted with a smile🙄 but accepted offer as cash buyer and offered over the valuation and more importantly i liked them so hope all goes through smoothly off house hunting tomorrow hoping for something cheap n cheerful x2
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Today was NSD #4, thank you cathybird.
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
October
10 days =15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 3/12
beanielou 9/19
BlackCoffeeNoSugar 6/15
cathybird 8/12
Crazycatlady2 7/18
Cuddlymarm 7/15
Doris17 6/15
Ef79GeorgianaCavendish 6/17
jammy dodger 4/15
KajiKita 6/15
laura lau 6/10
lianne1984 1/10
LittleMissDetermined 8/20
Makingabobor2 3/15
Money ChoicesPinkpenguin 15QueenJess 4/15
Rupacomp 3/9
Saver-upper 4/15
short bird 7/15
strandedinaber 10Newcomers welcome
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Well done Saver-upper, beanie, laura lau, LittleMissDetermined, Makingabobor2, GeorgianaCavendish, short bird, Doris17, cuddlymarm, jammy_dodger and Saver-upper 1
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Day 6 today 0
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One today.Being skint is great 😌I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 7 today: need to squeeze the pounds rather than the pennies as my rent's gone up. Still cheaper than anywhere else but that's cold comfort.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Another one for me today.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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