Santander pointless online payment limit

zagfles

GeoffTF said:

sheramber said:

It limits how much  a scammer/ hacker can transfer out of your account , to the limit you have set. 

Read stories of people losing thousands to a hacker or someone who conned their bank details from them?

A hacker would need to gain access to your account to transfer money to his account. If he had that access, he could reset the limit to the maximum before transferring the money.

Exactly. That was the whole point of my thread as I thought I made clear. The limit can be changed using the exact same authentication method as making the payment.