QDR Formal Letter of Claim

UncleThomasCobley

Ignore them. They are all just debt collector letters. 

If any of them were stupid enough to actually issue you an LBC, then there is something that can be done. For now, they are just grasping at what they perceive to be low hanging fruit on the gullible tree. You are here, therefore you are not low hanging fruit!

Coupon-mad

debt-claims.com Solicitors

New one on me! Ignore.  But I note they are giving you only seven days to reply and probably posted it late or second class!

And they reckon they can collect under byelaws two years later!  LOL!

 

Coupon-mad

Yes the letters give it away by pretending they can enforce 'under byelaws' 2 years later.

Coupon-mad

I doubt QDR were ever involved. More likely ZZPS use various headed notepaper.

No solicitor is really behind this.

Umkomaas

[Deleted User] said:

As ever, any advice would be appreciated. I am also still waiting for the results of the FOI request I sent to Saba at the end of September 

Saba are not a public body, so they aren't required to respond to a FOI. You won't get a reply.

GrannyKate

Depends what was actually said in the request for information - if the person is obviously asking for their personal data the recipient should respond to it as an SAR regardless of any legislation mistakenly quoted.  From the ICO 'An individual can make a SAR verbally or in writing, including on social media. A request is valid if it is clear that the individual is asking for their own personal data. An individual does not need to use a specific form of words, refer to legislation or direct the request to a specific contact'

[Deleted User]

I meant an SAR not FOI request. 

fisherjim

Notice the reply states "the correct process has been followed in line with OUR policies and procedures" no mention of the law, and their "policies and procedures" will any made up rubbish in their favour!

patient_dream

The letters STINK of the OSNER SCAM
.... The new WONGA SCAM ?

HOW STUPID of this unruly bunch to think that ZZPS (AKA OSNER) could instruct them ??

[Deleted User]

I’ve just looked at some other threads which talk about Osner. This seems to be exactly what that is. They’ve fabricated some alleged debts and are now sending threatening letters to elicit a payment. 

I can see no legal framework at all that would support what they are doing. Obviously because it doesn’t exist. 

Is it worth me sending another complain to QDR or the new company? 

Am I right in thinking that even within the 6 month time limit, these people can initiate court proceedings, that has to be done by the TOC? And even then it isn’t to recover the alleged debt, it’s to prosecute under bylaw 14.