The Three C's - Coffee, Clothes & Credit Cards

Sarahwithlove

Yes I still have a lot more to do on my home but hopefully should be able to take advantage of my week off in Feb. 

Sarahwithlove

PAD made of £13.23 today. Cashed in prolific, discovered i had some funds in PayPal I didn't know about. Then rounded down some pots to make up difference. My credit cards now have a nice rounded number which makes me happy. 

Cards as of today: 

Virgin £1550
Natwest £1320 

I need to stay away from Ebay and vinted unless I am uploading items to sell. 

MeandO

Well done on the PAD, it all adds up x
Could you list some stuff on vinted/ebay and then use that as a spending pot to fund any purchases on there? Or maybe split half between debt repayments and spends? x

Sarahwithlove

MeandO said:

Well done on the PAD, it all adds up x
Could you list some stuff on vinted/ebay and then use that as a spending pot to fund any purchases on there? Or maybe split half between debt repayments and spends? x

My plan was to use that towards credit card as some of the expenses on it are from vinted and well I don't really need any more clothes. 

Today's PAD £7 - £2 leftover from what I had budgeted for my haircut and £5 to replace the cash I found in my purse. 

jwil

Well done on the PADs

Sarahwithlove

jwil said:

Well done on the PADs

Thanks not sure I'll manage many more like the last 2 days but even small ones add up. 

Sarahwithlove

£3 PAD today. 

Natwest balance now £1310

Sarahwithlove

I'm beginning to realise not only am I an emotional eater but also an emotional spender. Need to really stop on both fronts. I ordered myself a takeaway last night which usually wouldn't be a problem except I had no money left in last week's allowance for it. So today's allowance has already taken a hit before I have started and I am out on Sunday. Going to be a tight week that will need some careful planning on my part. Oh and its my birthday on Tuesday to add to the fun. 

PAD made yesterday £2 

EatingBeans

Hi @Sarahwithlove, newbie here.

I can totally relate to the whole emotional eater/spender thing, takeaways have been one of my biggest downfalls. I find meal planning has really helped me with this, mostly because it  avoids me having to decide what to have for dinner when I am already hungry! 🤣

I noticed a few of your posts refer to PAD and it got me curious as it’s not something I have come across before. Can I ask what PAD stands for? Whatever it is, congrats on making money with it! 👍

lucielle

Would it help taking your allowance out in cash and then when it’s gone that’s it?
Bulk cooking meals so there’s always something available. 

L