The Three C's - Coffee, Clothes & Credit Cards

Sarahwithlove

lucielle said:

How long were you on them for?  What were the side effects?
L

I was on it for about 16 weeks I think. I had really bad nausea, acid reflux, sulphur burps, stomach pain and constipation. Also constant horrid taste in my mouth due to all of the above. 

Justcrackingonwithit

Merry Christmas @Sarahwithlove hope you have a lovely day.  I love beach walks, I miss living near the sea.

Sarahwithlove

Justcrackingonwithit said:

Merry Christmas @Sarahwithlove hope you have a lovely day.  I love beach walks, I miss living near the sea.

Thank you, hope you had a good day. I think it's something you take for granted until it's no longer there. I need to make time for it more often. 

Justcrackingonwithit

I completely agree, I definitely took it for granted. But I live near a beautiful county park with a big pond, so I get my water fix in another way now! 

Sarahwithlove

Justcrackingonwithit said:

I completely agree, I definitely took it for granted. But I live near a beautiful county park with a big pond, so I get my water fix in another way now! 

That sounds nice! I live near a country park with a pond as well as the sea so very lucky! 

Sarahwithlove

Happy new sofa day to me! Well it won't be delivered for 4 to 6 weeks but still I finally chose one. Not the most mse friendly but I opted for 0% finance for 4 years at £20 a month. I did consider paying outright but it would wipe my savings or putting on 0% card but again only have 12 months to pay it. This way I can make overpayments as and when able to but I think I'd be better off paying them off my mortgage or into savings. I have time to decide and my back will thank me as sofa bed really isn't comfy option long term. 

jwil

Happy new sofa!  I want to get new ones for us this year.

Blackcats

Happy new sofa day and happy 2025.
i think tweaking saving and spending pots is really helpful.  I have some pots that are cumulative eg replacement appliances & tech stuff and others that are set for the month such as 'groceries".  Any surplus from the monthly pots get transferred to a cumulative pot.
I am also trying to teach myself that the money in the monthly pots is a maximum not a target to aim for 🤷‍♀️

Sarahwithlove

jwil said:

Happy new sofa!  I want to get new ones for us this year.

Thanks. I'm excited for it! 

Blackcats said:

Happy new sofa day and happy 2025.
i think tweaking saving and spending pots is really helpful.  I have some pots that are cumulative eg replacement appliances & tech stuff and others that are set for the month such as 'groceries".  Any surplus from the monthly pots get transferred to a cumulative pot.
I am also trying to teach myself that the money in the monthly pots is a maximum not a target to aim for 🤷‍♀️

That's a good way to look at monthly pots. I switched to weekly spending which seems to be helping. I have been carrying it forward if I don't spend it but may need to look at other options. Hopefully once I have things under better control I might be able to aim for that. 

Willowtree222

Happy new sofa xx