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The Three C's - Coffee, Clothes & Credit Cards
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lucielle said:Gosh that sounds horrific. Poor fan and their family.L*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
That's not very nice. I'm not sure they'd like it if it was them.
Sometimes we are reminded of the fragility of life. Hope you're OK though. Must have been a shock to deal with xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
That's horrible and people are so insensitive."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Sarahwithlove said:lucielle said:Gosh that sounds horrific. Poor fan and their family.L
(I'm aware that makes me sound like my Granny who was also disapproving of girls in dresses drinking pints)Nov/Dec 24 £39 564
July 25 £34 5311 -
So sad about the football fan and just so bad that people like to record these things. Sometimes it makes you ashamed to be part of the human race.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Glad it's not just me who thinks this modern phenomenon of recording every part of your life is just unnecessary and insensitive.
*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Oh my goodness that sounds awful, how traumatic for everyone. It certainly makes you think you never know what's round the corner do you.
I struggle with emotional spending, and spend when I'm feeling fed up. It might not be much but it all adds up. something I'm working on at the moment, and I've given myself a good talking to today to!1 -
I've written a post several times over the last month and never finished it and pressed submit.
Been a busy month for me, had a week off work and enjoyed a lovely day out in London with friends but it was quite spendy. I also went to football away day which my friends bailed on so I ended up paying the petrol and parking myself. But I got to meet up with a friend for lunch who I don't get to see as often as I'd like so it was a nice day out.
March has been an expensive month on the health budget, I've got an awful cold. Gone through so much medicine and tissues. Still have no voice and not feeling great but on the mend. If I had tests I would have taken the C test as haven't felt this rotten since I last had it.
I'm off to update my signature and will try and be back more regularly with updates.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Colds are never fun!
Hope you feel better soon.
The financial wealth building journey.
Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
Debt free dairy https://forums.moneysavingexpert.com/discussion/6547320/busting-this-debt-before-40/p1
Savings goals by 31st December 2025;
Emergency Fund: £3,445 / £4000
SIPP: £3,932 / £4000
S&S ISA: £637 / £1000
“Save me now and I’ll save you later” - Your money
I eat far too much chocolate...1 -
Hope you feel better very soon.1
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