physical card readers

do i still need card readers? 
i use nationwide and they still require it for bacs payments.
do other banks still require these devices? 

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Comments

  • la531983
    la531983 Posts: 1,672
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    Never used one with the Halifax. 
  • dealyboy
    dealyboy Posts: 1,687
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    I have them for Nationwide, Natwest, RBS and Ulster Bank ... they are all the same machines and cards can be used interchangeably.

    I have only used them when setting up the accounts and new external payees, and can be used for logging in to online banking but I prefer to use the login username, password and passcode approach.
  • Barclays need one to set up new payees if you don't use the app
  • Nationwide is the only bank I use that still seems to need it. For NatWest/RBS, I think I've been able to approve stuff that historically should've needed a card reader by using biometrics in their apps.
  • Rob5342
    Rob5342 Posts: 1,358
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    edited 22 September 2023 at 11:35AM
    Nationwide are stuck in the dark ages. With Monzo, Starling, Chase, Halifax, Lloyds, Natwest, TSB and Santander I've been able to set up new payees either directly in the app or a verification text message.
  • la531983
    la531983 Posts: 1,672
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    Ozzig said:
    Rob5342 said:
    Nationwide are stuck in the dark ages. With Monzo, Starling, Chase, Halifax, Lloyds, Natwest, TSB and Santander I've been able to set up new payees with either the app or a verification text message.
    Or you could say, they are accommodating people who choose to not have a smartphone.
    Their entire customer base?

    They should at least give people the option.
  • Rob5342
    Rob5342 Posts: 1,358
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    edited 22 September 2023 at 12:23PM
    Ozzig said:
    Rob5342 said:
    Nationwide are stuck in the dark ages. With Monzo, Starling, Chase, Halifax, Lloyds, Natwest, TSB and Santander I've been able to set up new payees with either the app or a verification text message.
    Or you could say, they are accommodating people who choose to not have a smartphone.
    With Halifax you can do it with a text message so no need for a smartphone, and I think you can have them call you too. I see no problem with having a card reader as an option but it's ridiculous require on in this day and age.

  • You can log onto Nationwide with either a card reader OR a OTP
    I personally prefer the card reader.

    Barclays & HSBC had card readers- I no longer have those accounts
    Bank of Ireland use something similar- not exactly a card reader but a small device.
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  • km1500
    km1500 Posts: 2,120
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    Nationwide require card reader to set up new payee, and even then occasionally to make payments going forward to that new payee until the computer eventually  decides that payee is 'safe'
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