Monzo Cashback

la531983

A tip for anyone who isnt likely to want to spend a substantial amount in Sainsburys, Asda or Morrisons in the next few days - buy a giftcard with an amount on it, and you will get both the normal 2% and the top up 5 or 7% if you activate that offer also.

Monzo wont know what you have purchased and will assign the cashback in the normal way.

friolento

Cashback not showing for me. Instead, they are offering me a loan of up to £25k, at 21.7% APR. It's unclear to me why they think I would want a loan, and an overpriced one at that.

WillPS

[Deleted User] said:

la531983 said:

Bazzalona13295 said:

la531983 said:

Rob5342 said:

It looks similar to the way Halifax do it with a selection of different offers you can choose from that each last for a certain time period. The 2% supermarket one on mine has two months left.

Just been looking at it and the max you can get from that particular offer is £30 cashback, so £1500 spend between now and the end of November.

The £200 max per month is for everything combined, which would take some doing as its retailer specific.

Halifax has never included supermarkets AFAIK,  so it makes it much more appealing. Bet you don't have to wait for weeks for the cashback either. 

They have done Spar plus Waitrose online.

I would never do a shop in either, I am not made of money 😂

Waitrose isn't that expensive if your buy their Essentials range and offers plus you get a free hot drink to enjoy.
In terms of local shops, Spars are usually fairly competitive and have decent quality.

Spar don't set any pricing, it's a symbol group, pricing is set by the proprietor; what you're saying is not unlike 'Post Offices are a good place to buy biros'.

Waitrose Essentials range is good but it's not as cheap as the value ranges in all the other supermarkets; and in general Waitrose are most definitely quite a bit more across the board.

la531983

WillPS said:

[Deleted User] said:

la531983 said:

Bazzalona13295 said:

la531983 said:

Rob5342 said:

It looks similar to the way Halifax do it with a selection of different offers you can choose from that each last for a certain time period. The 2% supermarket one on mine has two months left.

Just been looking at it and the max you can get from that particular offer is £30 cashback, so £1500 spend between now and the end of November.

The £200 max per month is for everything combined, which would take some doing as its retailer specific.

Halifax has never included supermarkets AFAIK,  so it makes it much more appealing. Bet you don't have to wait for weeks for the cashback either. 

They have done Spar plus Waitrose online.

I would never do a shop in either, I am not made of money 😂

Waitrose isn't that expensive if your buy their Essentials range and offers plus you get a free hot drink to enjoy.
In terms of local shops, Spars are usually fairly competitive and have decent quality.

Spar don't set any pricing, it's a symbol group, pricing is set by the proprietor; what you're saying is not unlike 'Post Offices are a good place to buy biros'.

Waitrose Essentials range is good but it's not as cheap as the value ranges in all the other supermarkets; and in general Waitrose are most definitely quite a bit more across the board.

Ive never found anything in a Spar decent value tbh, I would certainly do no form of shop in there. I recently stayed on Anglesey, the nearest two supermarkets were the Spar in Beaumaris and the Waitrose on Menai Bridge, we made a point of going elsewhere before we got onto the island.

Opinions clearly vary about Spar.

Bazzalona13295

Regardless of what the offers are, where exactly do they appear on the app?

I don't have any 🤣

la531983

Bazzalona13295 said:

Regardless of what the offers are, where exactly do they appear on the app?

I don't have any 🤣

I put the screenshot on Page 1.

Seems not everyone has them yet, and you will get a push notification  (if switched on) and an email anyway.

Rob5342

Bazzalona13295 said:

Regardless of what the offers are, where exactly do they appear on the app?

I don't have any 🤣

I get them on the main app screen under my pots. They sent me an email to say they were available too.

Bazzalona13295

la531983 said:

Bazzalona13295 said:

Regardless of what the offers are, where exactly do they appear on the app?

I don't have any 🤣

I put the screenshot on Page 1.

Seems not everyone has them yet, and you will get a push notification  (if switched on) and an email anyway.

Fair enough, I've been lucky with other things recently so can't complain.

la531983

The full list of current offers. All last for 12 more days, except the first one which lasts until the 30th November. The first one can be stacked with subsequent ones (so the first and the second one used together will give you 9% cashback on that transaction in Morrisons). 
The supermarket ones are not valid in their petrol stations, although with Tesco and Waitrose you have the gift card/voucher workaround at least if you are desperate to get the 2%:

- 2% cashback at all of  Aldi, Asda, Co-Op, Iceland, Lidl, M&S, Morrisons, Sainsburys, Spar, Tesco, and Waitrose. Multi use, £30 max cashback.
- 7% cashback at Morrisons. Multiple use, £20 max cashback
- 5% cashback at Sainsburys. One time use, £20 max cashback
- 7% cashback at Asda on a £40+ spend. Multiple use, max £20 cashback
- 10% cashback at Boots. Multiple use, £20 max cashback
- 5% cashback at Uber Eats on a £15+ spend. Multiple use, £30 max cashback
- 8% cashback at Deliveroo. One time use, £20 max cashback
- 9% cashback at Spar. Multiple use, £30 max cashback
- 6% cashback at Argos. Multiple use, £25 max cashback
- 10% cashback at H&M. Multiple use, £30 max cashback
- 9% cashback at Pets At Home. One time use, £40 max cashback
- 5% cashback at Five Guys. One time use, £30 max cashback
- 9% cashback at Dunelm on a £20+ spend. Single use, max £40 cashback
- 10% cashback at Matalan on a £20+ spend. Multiple use, max £40 cashback
- 10% cashback at All Bar One. Multiple use, £30 max cashback
- 10% cashback at Harvey Nichols. One time use, £20 max cashback
- 7% cashback at Hello Fresh. Multiple use, £20 max cashback
- 10% cashback at Pizza Express. Multiple use, £20 max cashback
- 7% cashback at Pret A Manger. Multiple use, £20 max cashback
- 10% cashback at River Island. Single use, £40 max cashback
- 7% cashback at Superdry on a £40+ spend. Single use, max £20 cashback
- 10% cashback at Ted Baker on a £40+ spend. Single use, max £20 cashback
- 10% cashback at Toby Carvery. Single use, £25 max cashback

friolento

The cashback offer is not universal. Neither myself nor the 3 friends/family members who use Monzo have got it