Statue barred help/advice

Taylorbees65

And 3 more missed phone calls from them , Obviously trying to use scare tactics , pretty sure quite a few would cave in and pay.

RAS

Just keep strong. Block their number(s). And hunt out the prove-it letter here, as that doesn't acknowledge anything. You may not need to send it, but have it ready to go.

Taylorbees65

RAS said:

Just keep strong. Block their number(s). And hunt out the prove-it letter here, as that doesn't acknowledge anything. You may not need to send it, but have it ready to go.

Sorry am i being daft here ? The prove-it letter ?

Taylorbees65

Have received the below by text & email this morning ..

In the absence of a repayment plan or contact from you, our client has instructed us to issue a County Court Claim against you.

 

Once a County Court claim is issued, fees and costs are added to the outstanding balance. Furthermore, if a County Court claim is successful a County Court Judgment (CCJ) can be requested. CCJs are registered against an individual for 6 years and may also affect a person’s chances of moving into a new home or changing jobs, as many employers now screen for CCJs and undertake credit checks.

Do i contact them or sit tight ?

Grumpelstiltskin

If they are thinking of getting a CCJ they MUST contact you by snail mail, text and E Mails don't count so sit tight until you get a letter in the post.

fatbelly

As I said before, It's 2 months since the pre-action letter. The only thing you need to respond to now is a court claim.

Taylorbees65

Grumpelstiltskin said:

If they are thinking of getting a CCJ they MUST contact you by snail mail, text and E Mails don't count so sit tight until you get a letter in the post.

So would that be a letter with the same content as the email/text that i reply to ? Obviously i know i would have to reply to a court claim.

fatbelly

They an send whatever letters they want, and appear to be doing so.

The court claim comes direct from the court. I think there's a national centre at Northampton called CNBC

Taylorbees65

Update *** TM Legal still haven’t gone away , have had nothing through from any court etc regarding a CCJ however today they are saying they have obtained one and if I pay the full amount which has now gone up about another £150 they can clear the CCJ , Is this still a load of old tosh ?  

Grumpelstiltskin

You could try asking them for details of the CCJ, when and where it was granted etc.