Statue barred help/advice

Taylorbees65

Morning all

Need some advice , I had a debt with MYJAR £800 from 2013 , I have been hassled by a company in the first instance called ACI , I wrote to them in October 2022 using the template stating the debt was statue barred , They never acknowledged the letter , They carried on sending emails trying to claim the debt , Then in in the last couple of months  the emails have been coming from a company called TM Legal services  , The email have been getting stronger and today i received one stating they are pressing for a CCJ , Now maybe stupidly i contacted them saying the debt was statue barred as i have had no contact with me for than 6 years , They have stated i made a payment to MYJAR of £2.21 in 2017 ( but couldnt give me any details) and the latest default was 2018 so its only 5 years and it goes from then , They proceeded to tell me that as i have contacted them today the debt claim starts from todays date again , Is this correct ? I feel they are trying it on.

Please advise 

Thanks
TB

DjangoUnchained

sounds like they are trying it on. Tell them to prove you made a payment for £2.21. contacting them doesnt start the statute barred by asking them to prove the debt.

Taylorbees65

DjangoUnchained said:

sounds like they are trying it on. Tell them to prove you made a payment for £2.21. contacting them doesnt start the statute barred by asking them to prove the debt.

I asked them to prove the payment of £ 2.21 and they replied by saying they didnt have that detail and i would have to contact MYJAR

fatbelly

Verbal contact can never count as acknowledgement. It must be in writing or by payment.

Tell them you will defend any claim.

Ps. Why would you make a payment of £2.21?

Taylorbees65

I have just got home and I have received a 30 day letter from them asking for income and expenditure etc and that this is pre-court proceedings 

sourcrates

Taylorbees65 said:

I have just got home and I have received a 30 day letter from them asking for income and expenditure etc and that this is pre-court proceedings 

Debt camel explains your next steps here -

How to reply to a Letter Before Claim about a debt · Debt Camel

RAS

It doesn't matter when the default was, what is relevant is the date of the last payment or written acknowledgement. Given how far we are into the year, there's a 66% chance that this is statute barred even if you paid £2.21. 

Unless they are arguing that your statutes barred letter reset the clock? 

molerat

TM Legal is a specialist law firm authorised and regulated by the Solicitors Regulation Authority.

Oh dear.  Blatant lies / misrepresentation of the law by a regulated company.

fatbelly

What do you mean by 'latest default'? When was the first default?

Taylorbees65

fatbelly said:

What do you mean by 'latest default'? When was the first default?

 they are stating I last defaulted in 2018 , which I had have no record of or it even happening 

Taylorbees65

First default would have been around 2013