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And now we go again...

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great the get a discount on the show. 

    The woodpecker sounds gorgeous. I don't know if I'd recognise one but I do sometimes hear them in a nearby park.

    Your home sounds like its coming together.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,576 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love a financial summit meeting!  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • milann
    milann Posts: 11,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Stay safe and dry….
    The plans all sound good. You can always serve from the slow cooker to the tagine. 
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good that your budget seems about right. You are being very disciplined with transferring across end of month surpluses too. The 8% offer is great. Shame it's only for £200 a month though. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • joedenise
    joedenise Posts: 17,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We thought the same @Sun-Addict but when we went to buy it Mr T's had a combi on special offer and it was only about £5 more than a standard one so we got that.  Don't use the convection part often but handy to have occasionally.

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