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And now we go again...

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Comments

  • EssexHebridean
    EssexHebridean Posts: 24,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just cashed out Prolific at £21.98 for the month - not the best, but also not the worst. 

    I need to give some thought to what the plans are for keeping spending low through October - or rather, I'll qualify that with "reducing any frittering, and being careful about spending" as we do have a fair few plans through the month which will need funding, at last count every weekend is already booked in one way or another!

    Food is going to be the notable thing here I suspect - we have lots in the freezer, a decently stocked storecupboard, and plenty in the fridge etc, plus still some stuff being produced in the garden as well. I want to avoid going into places "in case there are bargains" as we don't currently NEED the bargains. The exception here will be well priced YS'd stuff and any decent Lils green boxes.

    I suspect as much as anything else it's going to come down to generally just reverting to the old "Do I need it, Do I have anything else that will do the job instead" mindset again - although generally we are moderately good on this, it's just felt for the last few months that we've done nothing but spend money! 

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Good to have an autumnal time hunkering down and eating from stores, but also good that you're using your hard earned money for all your lovely outings and adventures 😊
    Hope Mr EH feels better soon, the weather has been so up and down I think everyone's immune system is feeling a bit discombobulated at the moment!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 59

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    You seem as busy as ever - hope the lurgy goes away quickly for all your family's sake!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • EssexHebridean
    EssexHebridean Posts: 24,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thankfully MrEH seems pretty much back to normal now LaPlan - and so far (she whispers) I've not shown any signs of it - long may that last! 

    So - bother - while electric rates are low overnight, they're not as low as I was optimistically hoping they might be. Even more annoyingly, it now doesn't look look there is going to any likelihood of them being low enough tomorrow night to sub in for the gas heating either, in spite of the wind levels looking very promising.  I now have to decide whether to bite the bullet and get a load of washing through, or whether to chance leaving it until Sunday... instincts are saying Sunday, to be honest... 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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