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And now we go again...

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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks PiP - and yes, it's very thoughtful of the local-ish steam railway to hold their annual festival on the most celebratory day of the year, I agree! :lol: 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Makingabobor2
    Makingabobor2 Posts: 4,192 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Excellent photos. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • PennysIntoPounds
    PennysIntoPounds Posts: 4,306 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hope they let you have a go on a steam train since it's yer birthday 😁
  • rtandon27
    rtandon27 Posts: 5,622 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fabulous photos EH!  - thank-you for sharing them.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • KajiKita
    KajiKita Posts: 7,555 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Cracking photos - I will be sharing these with Mr KK when I get home 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 12,553 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fantastic photos, @EH. How my Dad would have loved to see those!
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • jwil
    jwil Posts: 21,889 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those are amazing photos!
    "If you can dream it, you can do it". Walt Disney
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,228 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow, those photos are amazing!
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,306 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I just saw three dark small planes going down the Thames in yonder distance, maybe they were some of yours going home to roost 
  • Sun_Addict
    Sun_Addict Posts: 23,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those photos are amazing, you’re very talented. Birthday beer festival is very well timed. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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