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And now we go again...

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Comments

  • EssexHebridean
    EssexHebridean Posts: 24,599 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks PiP - and yes, it's very thoughtful of the local-ish steam railway to hold their annual festival on the most celebratory day of the year, I agree! :lol: 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Makingabobor2
    Makingabobor2 Posts: 4,312 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Excellent photos. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £13.32

    Decluttering items 1201/
    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • PennysIntoPounds
    PennysIntoPounds Posts: 4,804 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hope they let you have a go on a steam train since it's yer birthday 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • rtandon27
    rtandon27 Posts: 5,993 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fabulous photos EH!  - thank-you for sharing them.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
    Psst...I may have started a diary!
  • KajiKita
    KajiKita Posts: 8,276 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Cracking photos - I will be sharing these with Mr KK when I get home 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2025, as @ 4th October 
    Produce tracker: £417 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 12,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fantastic photos, @EH. How my Dad would have loved to see those!
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those are amazing photos!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,279 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow, those photos are amazing!
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,804 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I just saw three dark small planes going down the Thames in yonder distance, maybe they were some of yours going home to roost 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Sun_Addict
    Sun_Addict Posts: 24,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Those photos are amazing, you’re very talented. Birthday beer festival is very well timed. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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