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Hope you feel better soon"If you can dream it, you can do it". Walt Disney3
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Hope your bad throat is on the mend.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Hope you are feeling much better. There are so many variations of general lurgy doing the rounds at the moment.it absolutely makes sense to stay away from work when feeling poorly. That was one of the few ok things that happened during covid as the emphasis shifted from struggling into work however rough you felt to being expected to stay away. I think the balance has changed back again now though. The other ok thing from that time was improved hand washing and hygiene. Not sure how sustained that practice is either. Remember how we all sang happy birthday twice whilst washing our hands 🥳. Let's face it there wasn't a lot of other entertainment for the rule following folks during lockdown.5
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Haha @Blackcats - very little entertainment indeed! My house was the cleanest & tidiest it has ever been during that time.
I actively encourage our staff to stay at home when they are sick and/or possibly contagious. In these days of online meetings, there is very little that can't be shifted around to accommodate someone who is poorly but still well enough to want to work.
As to hygiene - that lesson must have missed this office, as I'm constantly using my personal stash of dettols to clean the kitchen before using it, as well as the communal table. We also have several science experiments in the fridge, which I regularly don gloves to dispose of.
EH - hope you are cosy and staying under the duvet today!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4 -
Re lessons from the pandemic about hand hygiene.....all too quickly forgotten by many, I'm afraid. I am noticing plenty of people vacating public ladies' loos without washing their hands. I now have a little pack of disinfectant wipes in my handbag as well as hand-gel because of what must surely be very germy door handles!
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
foxgloves said:Re lessons from the pandemic about hand hygiene.....all too quickly forgotten by many, I'm afraid. I am noticing plenty of people vacating public ladies' loos without washing their hands. I now have a little pack of disinfectant wipes in my handbag as well as hand-gel because of what must surely be very germy door handles!
FMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
The one thing that made me so glad not to have to use public transport was other peoples hygiene practices. And the last time I did use public transport regularly was over 40 years ago. I don't think that things have changed much it is just that we have come to notice other peoples behaviour more & it matters more anyway when you are dealing with covid & not a cold.4
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I've been know to offer packs of tissue to people sniffling into their sleeves on public transit! Also don my mask the minute anyone stands in my space in crowded environments! - yes, I am 'that' paranoid person🤣🤣🤣4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5
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rtandon27 said:I've been know to offer packs of tissue to people sniffling into their sleeves on public transit! Also don my mask the minute anyone stands in my space in crowded environments! - yes, I am 'that' paranoid person🤣🤣🤣Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Thanks for all the well-wishes, much appreciated and I am definitely feeling a lot better. Thankfully what I have definitely seems to be a cold rather than anything more significant. The throat eased yesterday, although I did spend much of the day coughing and sneezing, and today I'm feeling far more "normal" and the tissue stash is taking slightly less of a beating...!
I agree with those saying that so many of the lessons of covid seemingly being forgotten - and the handwashing thing is definitely up there at the top of that list isn't it! I've always been a pretty thorough handwasher anyway, but all the more so when I know I have some sort of possibly contagious lurgy- yet I certainly know people who manage to make lightning-fast visits to the loo which can't possibly involve any interaction with soap and water!
L - raspberry canes might work quite well if you could plant them in the lee of a fence perhaps? Certainly they do seem to be a pretty well established crop north of the border don't they, although I don't know how much that applies as far west as you, in fairness.
Can't recall whether I said but in the spirit of all things moneysaving I have cancelled our TV service from the end of the contract (mid March). Surprisingly they made little effort to hang on to the business - whether because I declined to deal with them on the telephone opting for first an email stating my wish to cancel - or course, this couldn't simply be actioned, so I had to follow up by live-chat...got there in the end, and they will apparently send us a pre-paid label for the return of the two boxes once the contract ends. That will free up £36 a month which will be designated to head off to the mortgage I think by means of adding it on to the "money we didn't know we had" payment - that's exactly what we did last time round, setting aside any small savings we made on ongoing bills against OP's, and it worked really well, so why not repeat the thing that worked?!
The joint account surplus this month is heading off to our Joint Fun account ready to underwrite the costs of the Alderney trip - I'm expecting our pal who is organising that one to ask for the balance any time now!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7
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