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  • teaselMay
    teaselMay Posts: 665 Forumite
    500 Posts First Anniversary Name Dropper
    edited 9 January at 3:30PM
    re the Octopus refund of balance, they seem to be really good at sorting that. I had £108 credit, and a DD of £50 that goes in a few days before the bill so that I'm wearing the balance down by about £20 a month, but they still refunded £58 over Christmas. In fact it was in my bank account a week before they deducted it from my Octopus account. I'll need to put the DD up a bit next month but it's given me the cash for this month. I'd expected them to say no or insist I increased the DD but they didn't contact me at all.
  • themadvix
    themadvix Posts: 8,682 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Loving ‘Try January’!

     Just had our Octopus statement and we are only £5 in credit… (this month’s money due to go in soon) - think we might need to top that up, even with solar and Ripple - that’s really just one car charge!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,682 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I guess you're probably right EH. We've been with them so long now that I don't really remember what it was like with other providers... and because we've got the solar/battery/car the variables are very different to other households.

    Both yours and Mr EH's purchases sound like absolute bargains!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Makingabobor2
    Makingabobor2 Posts: 4,182 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Some good grocery bargains there. Must have a look in ours when I go to town on Monday
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 748

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • PennysIntoPounds
    PennysIntoPounds Posts: 4,271 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Five for me on the wordle, annoying as it was between two options, but Mr PIP went from options 2-5 trying different middle letters, hate it when that happens 😁

    I get dry eyes and superdrug own brand drops for dry eyes are good for only a couple of quid if you felt to try those next

    Is the place you bought dishwasher tablets from somewhere you can sell too? We have some inherited we're not using... obvs mates rates for you darlin 😂

    Outside mailbox sounds adorable, I now have visions of you living in The Little House on the Essex Prairie.

    Try January sounds marvellous 🍻

  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,534 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker


    Outside mailbox sounds adorable, I now have visions of you living in The Little House on the Essex Prairie.
    Oooooh, is it one of those ones on a slightly wonky stale, and with a little red triangular flag to raise when "You've got mail"?

    I'll get me coat.........🤣 Greying X
    Pounds for Panes £7,005/£10,000 - start date Dec 2023
     
    Grocery Spend July 2025 £198.77/£300 
    Non-food spend July 2025 £68.46/£50
    Bulk Fund July 2025 £9.10/£10 
  • Paspatur
    Paspatur Posts: 538 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    EH I am a bit baffled as to why you use Agile pricing but the biggie may be electric cooking versus gas for me and no dishwasher
    Can you advise how much you spend on gas and electric and how much the savings are by changing your cooking habits/timing appliances etc under Agile
    My electric varies from £37 per month in summer to £47 per month in winter the main difference is tumble dryer ( no option the garden gets no sun for months) but will also be more lighting and more kettles boiled for hot water bottles!
    My gas useage in summer is £20 per month which is hot water for baths/showers/dishwashing and cooking
    It can be £120 in winter due to heating needs
    I live in far colder climes than you
    I participate in Octopus saving sessions but have nothing really to change, I never wash/tumble at 5 to 6 anyway
    Are there any Octopus schemes where you can save on gas useage?
    I would save more switching heating off for an hour than anything I could achieve with electric
    You seem so knowledgeable I thought I would ask




  • teaselMay
    teaselMay Posts: 665 Forumite
    500 Posts First Anniversary Name Dropper
    It may still be worth a look at Agile Paspatur. My use is similar to yours, electricity around £32 in the summer £34-35 in winter, gas £15 in summer £35 in winter (my house isn't particularly warm). Using Agile I can shift the washing and tumble drying to cheaper times which is how there's little difference between summer and winter electricity. It may not work for you, but it's worth a look. At the moment we've got some very expensive days mind so it looks pretty horrific price wise, but it's a long game.

    Worth also looking at gas tracker. I've not followed my prices closely but it seems to have been worth moving to that, price varies each day.
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