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And now we go again...

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Comments

  • Blackcats
    Blackcats Posts: 4,629 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    How lovely to find those memories - things like that are such good connectors to the past and to things that were important to our loved ones.
    a granny square blanket is such a nice project to have on the go for relaxing evenings.  I'm making a "use it up" blanket for the lounge but as I've also bought a few balls of wool along the way, I think more use it up projects will be ongoing for a while yet.  The blanket is quite big now and so it's cosy to work on - trouble is I need to get to a point where I will finish it but it's too comforting to contemplate ending it just yet.

  • jwil
    jwil Posts: 23,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounding really positive :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • rtandon27
    rtandon27 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    EH - we've had good luck with knock off posh pots at Mr. S - They are affordable even when not on sale!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2038 (reduced by 3 years & 1 month)
  • Lovely finds from your Dad's stuff. Things it sounds like you'll treasure.

    You sound like you are doing well on the organisation front. How long until your order arrives?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
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