We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loft conversion/lease issue
Options
Comments
-
Your last comment I will take on board and it’s a very good way of seeing this situation
yuo May get lucky? Can you just explain what you mean as I am 🤔 sure
0 -
zakizzy25 said:Your last comment I will take on board and it’s a very good way of seeing this situation
yuo May get lucky? Can you just explain what you mean as I am 🤔 sure
I was trying to say that the whole thread is built upon the premise that the current documents do not reflect reality and the Solicitor is not fully aware of this because they have seen the documents but have not seen the property so fail to identify the difference.
It may be that the documents do reflect the reality and the Solicitor can explain and demonstrate that to you.
It would mean that you have misunderstood the documents (which is fair enough since they are not written to be easily understood by the lay person.
That's what I meant by being lucky.
From what you have shared in the thread so far, that is not likely.1 -
hi so great full you are taking the time to give me some insight as you say the wording in that lease is not short of prehistoric
and a lot of it is gobbledygook to the lay person
all that lease says I would own the roof
it then mentions that roof repairs are shared by the other freehold as is everything else like plumbing drainage etc
all I want is something concrete in place before I buy that the loft space is mine
and find this all so ridiculous because surely this should have been added to the lease in 1989 when the loft conversion was done
plus this flat has changed owners 4 times since 1989 and this was never picked up by anyone until now
if it were you what would you be satisfied with? I am prepared to carry on if there is a quick legal remedy if not your 100% right dodge
the bullet😱
0 -
zakizzy25 said:And if a deed of variation/rectification or a new lease altogether would be needed will that take months to get?
it’s a very small chain but I still would be surprised if any of us want to waits months for this to be dealt with
Any ideas how long any of the above would take to obtain
The steps involved are likely to be...- The seller's solicitor has to write the deed of variation (You might also want a new plan drawn)
- Your solicitor reads it to make sure it's OK
- The seller and their neighbour sign it
In theory, that could be done in a couple of days. But in practice...- Solicitors are often busy, so the document might sit in their in-trays for a few days.
- The neighbour might refuse to sign the deed - which would be a total stopper
So the first step might be to establish whether the neighbour is happy to sign
Edit to add...
The legal fees for this might be £1k to £1.5k - so there's the question of who pays.
0 -
Em🤔the other freeholder seems very amenable but as you quite rightly say if money is involved
I’ve made my mind up that either the seller pays for this to be put right or no sale
as much as I love this flat I am not going to spend more money and stress on something that should have been
done years ago
will this deed of variation go to the land registry? that’s why I thought it would take ages
if not the fees are for the solicitor drawing it up?
0 -
zakizzy25 said:
will this deed of variation go to the land registry? that’s why I thought it would take ages
Yes - but your solicitor would deal with the registration just after you complete the purchase.
You don't have to have registration completed before you purchase.
0 -
you you people are amazing!
I am now going to tell my solicitor tomorrow that I want this drawn up and signed before exchange
and if the seller doesn’t agree then that’s the end of this
as you have all quite rightly pointed out this could become a nightmare buy if not put right now
thank you0 -
Hi everyone
still don’t know how to start new thread so hopefully someone will advise me
loft conversion is still being problematic but sadly I think I am going to have to pull out of this buy
everything has been sorted out about the loft space ownership
now my mortgage lender has thrown another spanner in the works
the seller has the planning permission documents but not building regulations cert
i though I was ok because this conversion is over 30 years old
apparently not as it’s not an extension it’s a loft conversion and special condition apply
my mortgage lender won’t lend on it as it could potentially be a fire risk
and they want a copy of the building regulations
my question is it possible to get a copy of this?
most important how long would it take this is my last hurdle and everything else has been done
i fear this last one will be the extremely difficult to do
any help please0 -
Well if the seller has no Building Regs cert he could apply for a retrospective cert.
a) might involve opening up floors/walls/ceiling so inspector can check. Seller might refuse this
b) Inspector might say 'no'
c) inspector might list changes/improvements needed which your lender might want done before purchase or might make a condition of loan.
so. How long?
Piece of string!0 -
zakizzy25 said:Hi everyone
still don’t know how to start new thread so hopefully someone will advise me
loft conversion is still being problematic but sadly I think I am going to have to pull out of this buy
everything has been sorted out about the loft space ownership
now my mortgage lender has thrown another spanner in the works
the seller has the planning permission documents but not building regulations cert
i though I was ok because this conversion is over 30 years old
apparently not as it’s not an extension it’s a loft conversion and special condition apply
my mortgage lender won’t lend on it as it could potentially be a fire risk
and they want a copy of the building regulations
my question is it possible to get a copy of this?
most important how long would it take0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards