Splendid September's No-Spend Days Challenge!

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  • QueenJess
    QueenJess Posts: 3,697 Forumite
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    Declaring a NSD early today. 
    2024 decluttering: 7,824 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅
    May mini kitchen declutter challenge: 18/25
    May/June mini clothes declutter challenge: 3/75
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
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    Day 2 today - finally, feels like it has taken forever to get this one! 
  • short_bird
    short_bird Posts: 3,695 Forumite
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    Early call for day 4. 
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • KajiKita
    KajiKita Posts: 3,877 Forumite
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    NSD here. Met a friend but she paid (this time) and I bought a salad box back with me but paid for that out of my pocket money 😊

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 18 books of target 52 in 2024 (as @ 10th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 2,966 Forumite
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    Forgot to call an NSD for yesterday, so now on 3/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,521

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £105/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £30 
         Make £5 a day - May £67.14/£155            
    NSDs May 5/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • AuntieL
    AuntieL Posts: 160 Forumite
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    NSD for me today 😁
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 4/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
  • beanielou
    beanielou Posts: 90,578 Ambassador
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    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,491 Forumite
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    edited 8 September 2023 at 9:32PM
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    September

    Off to a start =
    5 days =

    10 days =
    15 days =
    20 days = Target reached = Target beaten =
    September targets
    AuntieL 3/12 image
    beanielou 5/19 image  image BlackCoffeeNoSugar 2/15 image cathybird 7/15 image  image craftingmad 15 Crazycatlady2 18 Ef79 GeorgianaCavendish 4/18 image IndiJonesi jammy dodger KajiKita 5/15 imageimage lianne1984 10 LemonadeBudget LittleMissDetermined 5/19 imageimage Makingabobor2 3/15 image Money Choices 10 image MrsCautious QueenJess 5/17 imageimage Rupacomp 3/15 image Saver-upper short bird 4/18 image stay at home mum Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,491 Forumite
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    Well done LittleMissDetermined, QueenJess, BlackCoffeeNoSugar, short bird, KajiKita, Makingabobor2 and AuntieL imageimageimage
    In April I am taking a break from buying: Books
  • QueenJess
    QueenJess Posts: 3,697 Forumite
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    Declaring another NSD early today.
    2024 decluttering: 7,824 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅
    May mini kitchen declutter challenge: 18/25
    May/June mini clothes declutter challenge: 3/75
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
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