Splendid September's No-Spend Days Challenge!

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  • LittleMissDetermined
    LittleMissDetermined Posts: 8,141 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
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    Declaring today a NSD already
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.48
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,387 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Claiming 3 NSDs please for 1st, 2nd and 3rd September. Not one today, I need to post a birthday present.
  • KajiKita
    KajiKita Posts: 3,871 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    It will be one today 😊

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 18 books of target 52 in 2024 (as @ 10th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 2,962 Forumite
    First Anniversary Photogenic First Post Name Dropper
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    One for today. Up to 2/15 now. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,521

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £105/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £30 
         Make £5 a day - May £20.55/£155            
    NSDs May 4/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • cathybird
    cathybird Posts: 13,482 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 5 September 2023 at 9:02PM
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    September

    Off to a start =
    5 days =

    10 days =
    15 days =
    20 days = Target reached = Target beaten =
    September targets
    AuntieL 2/12 image
    beanielou 4/19 image BlackCoffeeNoSugar 1/15 image cathybird 5/15 image  image craftingmad 15 Crazycatlady2 18 Ef79 GeorgianaCavendish 3/18 image IndiJonesi jammy dodger KajiKita 3/15 image lianne1984 10 LemonadeBudget LittleMissDetermined 3/19 image Makingabobor2 2/15 image Money Choices 10 image MrsCautious QueenJess 2/17 image Rupacomp 1/15 image Saver-upper short bird 2/18 image stay at home mum Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,482 Forumite
    First Post Name Dropper First Anniversary Photogenic
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    Well done beanie, QueenJess, LittleMissDetermined, GeorgianaCavendish, KajiKita and Makingabobor2 imageimageimage Another one for me image
    In April I am taking a break from buying: Books
  • short_bird
    short_bird Posts: 3,694 Forumite
    Name Dropper First Post First Anniversary
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    Early call for day 2.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • KajiKita
    KajiKita Posts: 3,871 Forumite
    First Anniversary First Post Name Dropper Photogenic
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    Definitely not today!
    Paid builders merchants bill.
    mini food shop for our trip to the Gower tomorrow.
    Vet bill for cat who is declining to eat. 

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 18 books of target 52 in 2024 (as @ 10th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 90,574 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,482 Forumite
    First Post Name Dropper First Anniversary Photogenic
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    Well done short bird and beanie imageimageimage
    In April I am taking a break from buying: Books
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