Splendid September's No-Spend Days Challenge!
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Well done BlackCoffeeNoSugar, beanie, AuntieL and short birdIn April I am taking a break from buying: Books
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Forgot to post yesterday, 2nd Sept was NSD #2 for me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.482 -
Not yesterday but today will be 😊
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 18 books of target 52 in 2024 (as @ 10th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
Declaring my first NSD today.
2024 decluttering: 7,726 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅
May mini kitchen declutter challenge: 18/25
May/June mini clothes declutter challenge: 1/75
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
September targetsAuntieL 2/12beanielou 3/19 BlackCoffeeNoSugar 1/15 cathybird 3/15 craftingmad 15 Crazycatlady2 18 Ef79 GeorgianaCavendish 18 IndiJonesi jammy dodger KajiKita 2/15 lianne1984 10 LemonadeBudget LittleMissDetermined 2/19 Makingabobor2 15 Money Choices 10 MrsCautious QueenJess 2/17 Rupacomp 1/15 Saver-upper short bird 1/18 stay at home mum Newcomers welcome
In April I am taking a break from buying: Books
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Got my first sept NSD today! Off we go ...Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Well done LittleMissDetermined, KajiKita, QueenJess, beanie and RupacompIn April I am taking a break from buying: Books
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
An early call for a NSD today.2024 decluttering: 7,726 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅
May mini kitchen declutter challenge: 18/25
May/June mini clothes declutter challenge: 1/75
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001
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