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Splendid September's No-Spend Days Challenge!

18911131430

Comments

  • Early call for day 7.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • No holiday for me 😭

    Not sure I've spent anything tbh after my spends with birthday money it's just been food spends etc 
  • NSD #6 today. Too wet to go out much and too busy to spend.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • NSD 4 for me today.
    Credit card 1800
    Overdraft 250

    EF 50
  • cathybird
    cathybird Posts: 15,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 September 2023 at 5:56PM
    September

    Off to a start = image
    5 days = image

    10 days = image
    15 days = image
    20 days = image Target reached = Target beaten =
    September targets
    AuntieL 4/12 image
    beanielou 9/19 image  image BlackCoffeeNoSugar 4/15 image cathybird 11/15 image  image  image craftingmad 15 Crazycatlady2 12/18 image  image  image Ef79 4/12 image GeorgianaCavendish 6/18 imageimage jammy dodger KajiKita 8/15 imageimage lianne1984 10 LittleMissDetermined 9/19 imageimage Makingabobor2 6/15 imageimage Money Choices 10 image QueenJess 6/17 imageimage Rupacomp 6/15 imageimage short bird 7/18 imageimage Newcomers welcome :)
  • NSD for me today!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 15,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    QueenJess said:
    Not one today. Splashed out on an amazing looking atlas for DS as I always like to encourage his interests and want him to love books as much as me! Plus, he is doing a geography project at school this term and this should help.
    I love atlases! They're great to just flick through xx :)
  • cathybird
    cathybird Posts: 15,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 September 2023 at 10:53PM
    Declaring one early today. Rain stops play :D 
    LMD x
    NSD #6 today. Too wet to go out much and too busy to spend.  
    True but I was so relieved it rained! I can't take that sort of heat. :neutral:
  • cathybird
    cathybird Posts: 15,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, beanie, short bird, Crazycatlady2, Makingabobor2, Ef79 and Rupacomp imageimageimage
  • KajiKita
    KajiKita Posts: 8,577 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 13 September 2023 at 5:39AM
    One for yesterday but not today - my car exhaust has decided to detatch itself …. 🙄😉

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 62 books of target 52 in 2025, as @ 4th November 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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