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Splendid September's No-Spend Days Challenge!

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  • Day 3 today.
    0 bonus saver
    35 NS&I
    194 credit union
    100 Computer

    Credit card 2505
    Overdraft 0
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Just realised I must have missed this thread starting or something... I'll work out where I'm up to tomorrow big ok I think 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 September 2023 at 7:20PM
    September

    Off to a start = image
    5 days = image

    10 days = image
    15 days = image
    20 days = image Target reached = Target beaten =
    September targets
    AuntieL 4/12 image
    beanielou 9/19 image  image BlackCoffeeNoSugar 4/15 image cathybird 10/15 image  image  image craftingmad 15 Crazycatlady2 18 Ef79 3/12 image GeorgianaCavendish 6/18 imageimage IndiJonesi jammy dodger KajiKita 7/15 imageimage lianne1984 10 LemonadeBudget LittleMissDetermined 9/19 imageimage Makingabobor2 5/15 imageimage Money Choices 10 image MrsCautious QueenJess 6/17 imageimage Rupacomp 5/15 imageimage Saver-upper short bird 6/18 imageimage stay at home mum Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just realised I must have missed this thread starting or something... I'll work out where I'm up to tomorrow big ok I think 
    I thought you must have gone on holiday! x :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, I bought some supplies, compost, wood filler, also two gardening books! 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, BlackCoffeeNoSugar, QueenJess, beanie, short bird, Ef79 and KajiKita imageimageimage
  • QueenJess
    QueenJess Posts: 4,496 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not one today. Splashed out on an amazing looking atlas for DS as I always like to encourage his interests and want him to love books as much as me! Plus, he is doing a geography project at school this term and this should help.
    2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 322🥉🥈🥇💎🏆
    Big kitchen declutter challenge 98/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Declaring one early today. Rain stops play :D 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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