Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Splendid September's No-Spend Days Challenge!
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Still not spent anything 😭1
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NSD #6 today 😁 Half-way there!MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
NSD today! 😊As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
SeptemberOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
September targetsAuntieL 6/12beanielou 10/19BlackCoffeeNoSugar 6/15
cathybird 13/15
craftingmad 15 Crazycatlady2 13/18
Ef79 6/12
GeorgianaCavendish 8/18
jammy dodger KajiKita 9/15
lianne1984 10 LittleMissDetermined 11/19
Makingabobor2 6/15
Money Choices 10
QueenJess 8/17
Rupacomp 8/15
short bird 9/18
Newcomers welcome
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Another one today 🥳Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done QueenJess, LittleMissDetermined, beanie, short bird, Ef79, Crazycatlady2, AuntieL, KajiKita and Rupacomp2
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NSD #8 today please ... only 10 to go!
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Will be having takeaway today. Had to get quote for some windows and a front door plus gutters cleaned out last week and now noticed we need a roof repair 😱2
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NSD 6 today1
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