Universal Credit and Self Emplyment please can someone help explain the minimum income floor ect

nbdrums1

tomtom256 said:

I would check your journal and see what letter was uploaded following your Gateway Intervention, as that should clear up if they deemed you to be gainfully self-employed or not. The decision isn't your's to make and a self-employed work coach would have made it. You should have a UCD151 or something similar depending on the decision.

Normally though, you would have a start-up period of 12 months with 4 self-employed review appointments, during those 12 months and the MIF would have been applied at the end of the 12th assesment period/first day of the 13th assessment period, if they had deemed you to be gainfully self-employed.

they told me at my walk in appointment I had in January last year that I was gainfully self emplyed as I showed them evertything I had at that time. I didn't receive any appointments for 12 months!! Will check the journal for the letter I don't remember any letter.

tomtom256

nbdrums1 said:

they told me at my walk in appointment I had in January last year that I was gainfully self emplyed as I showed them evertything I had at that time. I didn't receive any appointments for 12 months!! Will check the journal for the letter I don't remember any letter.

Do you have any children?
Normally you would attend a 60 minute appointment and wouldn't be seen as a drop in. A decision is then normally made by the end of the appointment, based on evidence provide.
They would then either deem you no to be GSE or deem you to be GSE and then you would get a 12 month start-up period with quarterly reviews.
If you have children, depending on age, then you may not have been able to deemed GSE/not GSE or if you have  LCW/LCWRA, then again you cannot be deemed to be either.
Do you know what regime you fall into? i.e. intensive work search, work focussed or work preparation.

R200

Changes are coming where the MIF may go up as well light touch requirements may not be so light.

inflation is raging and everyone talks about wages not going up, but the other side of that coin is at what point do public funds step in and help.

The way inflation is going only a very small amount is needed to claim public funds

kaMelo

There are no proposed changes to MIF, the proposed light touch changes are, as yet, still a proposal as no legislation has been passed.

R200

kaMelo said:

There are no proposed changes to MIF, the proposed light touch changes are, as yet, still a proposal as no legislation has been passed.

So as inflation pushes everything else up the MIF stays low?

I wonder how long before it goes up to match inflation?


I wonder when the proposed light touch changes them into not so light touch rules

Spoonie_Turtle

R200 said:

kaMelo said:

There are no proposed changes to MIF, the proposed light touch changes are, as yet, still a proposal as no legislation has been passed.

So as inflation pushes everything else up the MIF stays low?

I wonder how long before it goes up to match inflation?


I wonder when the proposed light touch changes them into not so light touch rules

MIF is calculated based on working X hrs at NMW.  It goes up with inflation as NMW goes up.

R200

Spoonie_Turtle said:

R200 said:

kaMelo said:

There are no proposed changes to MIF, the proposed light touch changes are, as yet, still a proposal as no legislation has been passed.

So as inflation pushes everything else up the MIF stays low?

I wonder how long before it goes up to match inflation?


I wonder when the proposed light touch changes them into not so light touch rules

MIF is calculated based on working X hrs at NMW.  It goes up with inflation as NMW goes up.

It hasn’t yet. Look at the price of eggs. Cheapest eggs used to be 7p each there has been over 300% inflation on this one example alone

Spoonie_Turtle

R200 said:

Spoonie_Turtle said:

R200 said:

kaMelo said:

There are no proposed changes to MIF, the proposed light touch changes are, as yet, still a proposal as no legislation has been passed.

So as inflation pushes everything else up the MIF stays low?

I wonder how long before it goes up to match inflation?


I wonder when the proposed light touch changes them into not so light touch rules

MIF is calculated based on working X hrs at NMW.  It goes up with inflation as NMW goes up.

It hasn’t yet. Look at the price of eggs. Cheapest eggs used to be 7p each there has been over 300% inflation on this one example alone

I was responding to your assertion that "the MIF stays low" and implicitly answering your question about how long it will be before it goes up.

Benefit levels themselves only go up once a year.  Most people's pay rises are once a year.  It would be irrational to expect just the MIF to change more frequently than that.  I also don't know why you'd want it to be higher, considering that's what's used to calculate UC payments if you've not quite earned up to the MIF.

tomtom256

Maximum MIF level is currently set at 35 hours times national minimum wage, nothing to do with inflation. If NMW increases, then so will the MIF level.

NedS

tomtom256 said:

Maximum MIF level is currently set at 35 hours times national minimum wage, nothing to do with inflation. If NMW increases, then so will the MIF level.

Yes, this year NMW increased from £9.50 to £10.42, an increase of 9.7%.

So the MIF would have increased by the same rate, less any fiscal drag by the freezing of income tax bands, which we have all experiences so this is not something unique to the self-employed.