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The Senior Wonder Years!

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  • Auti
    Auti Posts: 535 Forumite
    Third Anniversary 100 Posts Homepage Hero Name Dropper
    Happy Birthday - the future is yours to enjoy :)  Do what makes you happy - you are accountable to no one (apart from legally of course) and have true freedoms of choice. Happy Birthday :)
  • WYSPECIAL
    WYSPECIAL Posts: 743 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Happy Birthday and State Pension Day!
  • Organgrinder
    Organgrinder Posts: 785 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hope you've had a lovely day.
  • Nebulous2
    Nebulous2 Posts: 5,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 September 2024 at 9:54AM
    I have also decided  no more 'what ifs' or comparing myself with others ! Time to relax and appreciate!

    Thank you all for your best wishes!

    Happy birthday Baron_Dale.

    I've read a lot of your posts, and like myself, I'm not sure that you always appreciate the value of an index-linked DB pension. Having that as a cast-iron guarantee is something that a lot of people in the pension forum, with a huge amount of cash invested, would happily swap for.

    In many comparisons you would be ahead.

    Having worked in care all my life,  a lot of the comparisons I make are with people who are struggling to put food on the table, or pay everyday bills. 

    Anyway - not to be so sombre - enjoy and appreciate your blessings.... 
  • tiddles
    tiddles Posts: 444 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Happy Birthday Baron_Dale, and congratulations!
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 17 July 2024 at 8:57AM
    Well another expected birthday present today! I was given a date for some corrective hand surgery for the beginning of next month. I was very pleasantly surprised, as my first hospital appointment was only two weeks ago. I have the pre-op assessment this Friday.

    Luckily August is quite a clear month for me anyway. I could be flexible with treatment dates. I think this may have helped as others may have cancelled due to booked holidays etc…..

    I will  not be able to drive or do much for at least two weeks after the operation, but should be back to normal by the end of August. There will also be some physio and daily exercises to do. Fortunately, I am quite disciplined when it comes to doing exercises and following a recovery programme.

    I will make sure the house and garden are both spick and span at the end of this month.

    Financially it means I will spend very little personally, so that could be a bonus!

    I received over £200 of vouchers for my birthday. The Boots ones will be used to top up toiletries until the end of the year. The other vouchers will be go towards clothes and shoes!  :)

    The family meal on Monday was very enjoyable.

    Now for the daily exercises. I am also going to watch the State Opening of Parliament which as a Historian I love to see. 

    Later I have to visit my sister’s dog to give him a comfort breaks lol. 

    The annual boiler and central heating check is also booked for this afternoon.

    Best wishes.
  • Lily8
    Lily8 Posts: 34 Forumite
    Third Anniversary 10 Posts
    Happy belated birthday and state pension day Baron_Dale.
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 19 September 2024 at 9:54AM
    Wishing you all the best for your operation and for a speedy recovery @[Deleted User]
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello Baron

    Congratulations on getting to the necessary age to claim your SP and good luck with your procedure.

    Since I last posted I have taken a sabbatical which work offered to prevent me retiring, and I agreed as there were some financial advantages and I have regarded it as a trial run.  

    I have enjoyed the 4 months so far 4 to go before a final 6 months working.  I have filled my time with a little gardening and household chores, but mainly helping with local elections then a holiday to my brother in a different time zone and then helping with the general election (I am quite active campaigner and enjoyed having more time to do so - whether other people enjoyed this is undetermined, but I was happy with the national results).  So since the 4th I have been recovering and resting and watching football, tennis and the Tour de France, of which I am an addict especially to the mountain stages.

    I am trying to learn to be a bit more ordered in my daily routine which was pretty random owing to the nature of my job and whilst I am far from OCD (what's the opposite??) I take reassurance from the value you place on this and will be trying to emulate.

    Anyway that's enough from me - but like yourself will be trying to be more active on these more practical boards  and less on the pension boards now my decisions and investments have all been made.

    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • @mark55man many thanks for your informative and interesting post. What's the pension income looking like when you retire?
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