We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Have Plum stopped offering direct debit?

2

Comments

  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper


    just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)


  • just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)
    If you want to scrape by with bare minimum outgoings or don't want to overfund Plum, use 'Pay Days' a little lower down in the Plum Brain section than Weekly Depositor, and you can set a £2 fortnightly collection and tick off the monthly 2 x DD requirements for RBS or Natwest rewards
  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper


    just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)
    If you want to scrape by with bare minimum outgoings or don't want to overfund Plum, use 'Pay Days' a little lower down in the Plum Brain section than Weekly Depositor, and you can set a £2 fortnightly collection and tick off the monthly 2 x DD requirements for RBS or Natwest rewards
    Good shout, thanks. I use Plum only for RBS and Natwest is Moneybox as you can only collect from one account. 
  • seriously
    seriously Posts: 51 Forumite
    Part of the Furniture 10 Posts Combo Breaker


    just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)
    If you want to scrape by with bare minimum outgoings or don't want to overfund Plum, use 'Pay Days' a little lower down in the Plum Brain section than Weekly Depositor, and you can set a £2 fortnightly collection and tick off the monthly 2 x DD requirements for RBS or Natwest rewards
    Does it have to be £2? Can't I do just 10p or something haha?
  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    seriously said:


    just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)
    If you want to scrape by with bare minimum outgoings or don't want to overfund Plum, use 'Pay Days' a little lower down in the Plum Brain section than Weekly Depositor, and you can set a £2 fortnightly collection and tick off the monthly 2 x DD requirements for RBS or Natwest rewards
    Does it have to be £2? Can't I do just 10p or something haha?
    RBS/Natwest have a £2 minimum to qualify for rewards.
  • seriously
    seriously Posts: 51 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    seriously said:


    just to note also I was able to change weekly deposit to £1
    I need £2 as this is the in requirenment for RBS/Natwest to get their rewards :-)
    If you want to scrape by with bare minimum outgoings or don't want to overfund Plum, use 'Pay Days' a little lower down in the Plum Brain section than Weekly Depositor, and you can set a £2 fortnightly collection and tick off the monthly 2 x DD requirements for RBS or Natwest rewards
    Does it have to be £2? Can't I do just 10p or something haha?
    RBS/Natwest have a £2 minimum to qualify for rewards.
    Ahhh got it. Thanks. I didn't read properly. I'm using Plum for TSB.
  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Not sure if it is only me, but Plum isn't collecting any funds from my account. 

    I have set weekly depositor on for £2 and overdraft deposits on with £50. When you are in the overdraft settings it shows -£50 so Plum should collect at least until I use £50 overdraft but on the main screen it says "Don't set aside below £50. It's all rather confusing. I have no overdraft and there are £6 in the account so should be no problem to collect 2 x £2. Most likely it is too late now to get 2 DD Payouts to get the full reward. Was all working fine before Plum took the manual feature away.

    Moneybox is collecting regardless of account balance and Natwest just send a text when I am overdrawn so I can balance out should I have forgotten to put funds in ahead of collection.  
  • boingy
    boingy Posts: 1,978 Forumite
    1,000 Posts Second Anniversary Name Dropper
    I think it might be to do with those overdraft settings. I've no idea how they work but why don't you just put £50 or £100 in the account to take those settings out of the equation.
  • pecunianonolet
    pecunianonolet Posts: 1,906 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    boingy said:
    I think it might be to do with those overdraft settings. I've no idea how they work but why don't you just put £50 or £100 in the account to take those settings out of the equation.
    Because I can't see the point of leaving money in an account I don't use generating 0% interest. Plum didn't collect either without the overdraft settings in place so I put them on in hope it would change anything
  • PloughmansLunch
    PloughmansLunch Posts: 680 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    edited 24 July 2023 at 1:00PM
    boingy said:
    I think it might be to do with those overdraft settings. I've no idea how they work but why don't you just put £50 or £100 in the account to take those settings out of the equation.
    Because I can't see the point of leaving money in an account I don't use generating 0% interest. Plum didn't collect either without the overdraft settings in place so I put them on in hope it would change anything


    Plum have continued to collect from me using the Pay Days option, unfortunately as the end of the month is next monday it's probably too late for you to get it set up in time to take 2 payments.

    Have you still got paypal connected from the RBS/NatWest round-up/saver? 2 x manual additions to your paypal wallet (via a/c, not card) will count for the reward direct debits but you'd need to be quick about it due to the time it takes.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.